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Consumer credit
Mohrová, Jitka ; Tuček, Miroslav (advisor)
Thesis is focused on consumer loans. On the introduction I described the division of loans, the personal bankruptcy, what it means to identify the client, the difference between APR and interest rate, what does the loan application and loan agreement. Further steps are described in outstanding loans as personal bankruptcy and consolidation loans. Followed by credit registries, their role in providing loans and debt developments in the Czech households. Finally, the chapter is devoted to the harmonization of laws on consumer credit in the EU and the conclusion is included a chapter devoted to lending practices.

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