|
|
Comparison of complimentary pension savings with regard to the client's age
KREJČOVÁ, Aneta
The bachelor's thesis deals with the comparison of complimentary pension savings and its advantages compared to 2015, with which the values are compared. The aim of the work is the comparison of the comparison of complimentary pension savings with respect to the age of the client. The theoretical part deals with the pension system, its characteristics, division, and changes. The next part is more focused on III. the pillar of the pension system and its changes after 2013. The practical part discusses the construction of a universal model for the evaluation of financial means of model examples. At the end of the work, these values are compared with each other and with a diploma thesis on a similar topic from 2016, according to which the models and criteria are determined. After comparing the values, a large influence of the high rate of inflation together with the low rate of profitability of individual pension companies was shown, which caused a lower amount of saved amounts and, in some models, even negative values of real interest rates.
|
|
|
Důvody pro setrvání na trhu práce u seniorů v ČR
Krejčová, Aneta
The current demographical situation of the Czech Republic suggests that its population is rapidly aging. It is, therefore, imperative to improve the employment rate for citizens above the age of 50. For this diploma thesis, the goal is to identify the factors that influence Czech senior citizens while deciding at which age to retire, and to recommend additional solutions to improve the employment rate for Czech citizens above the age of 50. To determine these factors, the secondary data from the SHARE database of 2011, 2013, and 2015 were analyzed. Additionally, the results of the quantitative survey are supplemented with in-depth interviews focused on the motivations of Czech seniors for remaining in the labor market. Several of the most important factors identified include the following: work satisfaction, chronic diseases, household income per person, hours worked per week, depression rate, subjectively perceived health, physical demand of the job, and level of education. Several recommendations have been proposed for the state, regions, organizations, and individuals as a result of the analyses. In particular, changes have been proposed for the pension system, the central organization supporting seniors' health, the support of seniors' education, the application of phased retirement and the bridge jobs, the job position of the intergenerational mentor, the ergonomics of the workplace, the support of active lifestyle, and the establishment of clubs.
|
guest ::
RSS feed.