|
|
Analysis of bank charges
Ozimy, Matej ; Radová, Jarmila (advisor) ; Fleischmann, Luboš (referee)
This bachelor thesis deals with the analysis of bank charges of current and student accounts in specific banks in the Czech Republic for the year 2017. The first part of my paper deals with the inception and development of bank charges in the Czech Republic. I have also conducted a brief categorization of bank charges into individual segments, linking them either to a particular service or product, specifying their rates, which indicate the market developments. The main objective of my thesis was to find the most suitable bank in terms of bank charges (client expenses associated with account management and other services) and also in terms of the return on current accounts (ie. savings accounts) and student bank accounts to identify the best client account.
|
|
|
Illegal activities in banking sector
Barátová, Vanda ; Radová, Jarmila (advisor) ; Fleischmann, Luboš (referee)
Bachelor´s thesis is devoted to the problem of illegal activity in the banking sector, specifically to the chosen issue of money laundering. First part is dedicated to the theoretical assignation of the phenomenon of money laundering and the actual situation and trends in banking. The following parts are focused on fundaments of international law and different forms of appliacation of risk-based approach in combating money laundering troughout the individual chosen coutntries.
|
|
|
Financial analysis of Fio bank
Gargulák, Karol ; Radová, Jarmila (advisor) ; Pavelka, František (referee)
The aim of this thesis is a financial analysis of Fio bank during the years from 2011 to 2015. The thesis is divided into four parts. The first part deals with financial analysis itself, its objectives, limitations, and used indicators. The second part consists of basic information about Fio bank, its brief history, and introduction of two competitive banks. Bank sector is characterized in the third part. Financial analysis of Fio bank is performed in the last part. For higher complexity, results of Fio bank are compared with results of two other competitors, Equa bank and Air bank. At the end of the thesis, results of the analysis are summarized together with assessment of the bank´s financial situation.
|
|
|
Stochastic methods in portfolio management
Kobulnická, Ivana ; Radová, Jarmila (advisor) ; Diviš, Martin (referee)
This master thesis aims to describe and apply in practice solutions of basic tasks in portfolio management- portfolio optimization, portfolio modelling and risk management. As value of financial assets in future is a random variable, it is necessary to use mathematic tools resulting from probability theory and statistics. Basic terms from this area are for example stochastic Wiener process or geometric Brownian motion, which are described in first part of this thesis. Next parts of thesis describe the Markowitz model or method Value at Risk. In the last part of thesis is application of calculation VaR using Monte Carlo simulation for stock portfolio constructed as optimal portfolio according to Markowitz model from real data.
|
|
|
Analysis of high school and university students' financial literacy
Vavrušková, Lucie ; Radová, Jarmila (advisor) ; Rajl, Jiří (referee)
The thesis' goal is to define basic terms associated with financial literacy - to clarify the important and somewhat inseparable role financial education plays in terms of financial literacy. Furthemore it aims to measure the current level of financial literacy achieved by students of public high schools and public universities. The theoretical section is aimed at different definitions of the term financial literacy, the significance of financial eduction in the Czech Republic and the related national financial education strategy. Its further aim is the current level of financial literacy and the role of subjects raising that level. The practical section consists of research survey via a questionare released at public high schools and public universities and its evaluation and comparison to recent survey by the Department of finance. The survey points to a relatively low level of financial literacy and the need for education in financial matters.
|
|
|
Analysis of mortgages and comparison of their costs
Dugina, Anastasiia ; Radová, Jarmila (advisor) ; Fleischmann, Luboš (referee)
The thesis Analysis of mortgages and comparison of their costs is focused on mortgage financing in the Czech Republic. The aim of this thesis is to investigate possibilities of real property financing in Czech Republic and compare them. At the beginning it presents basic characteristic of different types of financial products used in real estate financing, its development in recent years and its conditions of provision. Next part describes the process of acquiring mortgage loan and all of its advantages and disadvantages. The last part of the thesis focuses on the analysis of individual banks, real examples of mortgage loans. Thesis also offers comparison of some Czech and Russian financial products and example of finding the best conditions for clients
|
|
| |
|
|
Comparative analysis of loans to finance housing
Horáková, Jana ; Radová, Jarmila (advisor) ; Rajl, Jiří (referee)
The thesis deals with loans to finance own housing. The thesis is primarily focused on mortgage loans, bridging loans and hans coming from building savings, both of them provided by building societies. In particular parts of the thesis are described basic principles of mortgage hans and building savings loans. There is stated thein legislation, kinds and types of individual housing loans. In the following part is analyzed the current market situation and market development of housing loans in the Czech Republic including the factors influencing this development. In the last part are compared different types of the hans using a model example. In comparison are included fees relating to loans and interest rates, which are published on the official website of selected companies.
|
|
|
Comparative analysis of loans to finance housing
Halász, Stanislav ; Radová, Jarmila (advisor) ; Rajl, Jiří (referee)
My thesis focuses on the analysis of financial instruments suitable to finance own housing available in the Czech Republic, especially on mortgages, building savings loans and consumer loans, from the client's perspective. The first chapter presents these three selected options, describes them along with their most important parameters. The second chapter presents three main financial groups in the Czech Republic alongside with their selected products. Individual products are compared and evaluated using preselected examples: buying a property and a reconstruction. Last chapter describes the most common influences on the demand for loan products to finance own housing and analyses them, focusing on the interest rates and the inflation rate.
|
|
|
Mortgage market and its development in Czech Republic
Papp, Ondrej ; Radová, Jarmila (advisor) ; Rajl, Jiří (referee)
The theme of this thesis is mortgage market and its development in Czech Republic. Introductory part focuses on clarifying basic concepts and processes related to mortgage loans supplemented by information about Czech mortgage market. The second part deals with the current state of the Czech mortgage market. In the third part is done a comparison of the offers of several mortgage lenders, including its evaluation. The following part compares official bids with real offers. The fifth and last part is focused on development of the mortgage market. The attention isn´t concentrated on historical development, but on news and product innovations that are shaping the current domestic mortgage market and its future form.
|
guest ::
