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Analysis of determinants of company’s performance
Jankovská, Petra ; Neumaierová, Inka (advisor) ; Hájek, Jiří (referee)
The master's thesis aim is to construct an index of profitability of Czech banks using the method of discriminant analysis. The bases for construction of the index are commonly used ratios characteristic for the banking sector whose impact on profitability was evaluated as statistically significant. These indicators are calculated for a sample of 16 banks over three years; the individual observations were classified into one of two groups according to profitability. Besides the construction of the index and the subsequent description of the results, the work also deals with a brief description of the Czech banking sector and its development during the reference period. The theoretical part is mainly focused on description of the specifics of bank statements and interpretation of financial ratios used in the model. One chapter also discuss the basis of discriminant analysis.
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Analysis of profitability of building savings after legislative changes
Mikošková, Jana ; Zámečník, Petr (advisor) ; Smrčka, Luboš (referee)
This bachelor thesis "Analysis of profitability of building savings after legislative changes" deals with the issue of building savings in the Czech Republic, its legislation since its beginning in 1993, legislative changes which occured in 2003 and 2010, characteristic and advantages and disadvantages for clients in comparison with other comparable bank products. It includes a detailed analysis of the legal framework of building savings to the present. The thesis contains the analysis of building savings in comparison with fixed accounts and mortgages. The aim of the thesis is to evaluate the profitability of building savings after legislative changes and objectively assess current situation.
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Analysis of Current Banking System of USA
Náhlovský, David ; Blahová, Naděžda (advisor) ; Brada, Jaroslav (referee)
The aim of this bachelor thesis is analysis of current state of the U.S. banking system with seraparated descriptions of central and commercial banking. First, the bachelor thesis explains terms bank and banking system. The subsequent part of the thesis is focused on overview of the most important banking laws in american history stressing out the newest acts. The third part presents a comprehensive view on the central banking system of USA. Final part discusses current state of commercial banking, primarily focusing on description of recent events in banking system and with characteristics of the largest banking institutions in the country.
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Econometric Analysis of Monetary and Fiscally Policy of the Czech Republic with Impacts to Business Area
Řičař, Michal ; Hušek, Roman (advisor) ; Kislingerová, Eva (referee)
Monetary and fiscally policy together form the main pillar of state policy, which allows responsible institutions to stimulate or damp the development of national economy. Crucial role of these operations should be research of impacts on the sectors of industry, the business entities, respectively. We can expect that stimulation, e.g. in the form of increased government spending or lower interest rate of the central bank, will have different responses across a range of branches. If mathematical model of alternative historical development of the economy is composed with simulations for selected industries, we can analyze how each branch is affected. If significant differences in response of macroeconomic stimulations are found, it is necessary to proceed to an analytical examination of the causal factors that could stand in the background probably. It appears appropriate to apply financial analysis and on its basis it is possible to evaluate the structure of assets, financing, attainment of profits and other factors, whose characteristics is a strong explanatory power of the composition and function of the analyzed branch in the economy as a whole.
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Ethical banking
Prekopová, Dominika ; Blahová, Naděžda (advisor) ; Marková, Jana (referee)
Thesis is concerned with ethical banking -- as an alternative to conventional banks. First part of the thesis deals with ethics in banking in general, next parts are focused on the essential characteristics of ethical banking and characterization and analysis of two ethical banks. In the final part, thesis discusses the possibility of establishing ethical banking in the Czech Republic, discusses the barriers that exist in the Czech Republic and the possibilities for the future development of this alternative banking in the country.
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e-Word Of Mouth Evaluation of Czech banks on Facebook and web comments
Škola, Petr ; Novotný, Ota (advisor) ; Jelínek, Ivan (referee)
The diploma thesis analyzes internet discussions and Facebook sites that relate to banks and banking products. This analysis has been prepared for the potential value for marketing purposes, but also for other users outside the field of marketing. The main objective is to propose a regularly administered overview containing metrics and characteristics, which would provide information about the current status of the topics that were discussed at the monitored data sources. At first are described the methods of marketing research regarding to the possibility of obtaining data based from Internet discussions. Next are described the intermediate objectives. The base is description of downloading data from the mentioned sources. There have been identified two web pages and Facebook profiles of five banks, which are the data sources. Another objective is to create Java programs for downloading data and storing them in Elasticsearch. This data is enriched by sentiment analysis of users' comments. The main objective is based on defined metrics and characteristics that will be displayed. Subsequently, the data are analyzed using the proposed visualization in the application Kibana. The resulting data are interpreted, and there is designed a form of their distribution, which is the main objective of this work. The contribution of this work is the description of the processing of data that can be obtained from the website and public Facebook profiles with emphasis on their content, and their further enrichment and finally data visualization designed for wide range of audience.
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International Development Banks
Nováková, Elena ; Marková, Jana (advisor) ; Blahová, Naděžda (referee)
The bachelor's thesis deals with the international development banks, particularly the Inter-American Development Bank, African Development Bank, Asian Development Bank. Within every bank, the thesis describes transformations in the organization since establishment to the present day. There were a lot of changes in the world economics during the operations of banks. International development banks were able to successfully respond and consolidate their position in the field of international financial institutions. They have become the most important organizations in the region of Latin America and the Caribbean, in Africa and Asia, with strong assistance of developed countries. The first part of this thesis deals with the characteristics of formation, followed by objectives, institutional structure, authorised capital and other resources, offered instruments and the final part relates in general to the current projects and the plans for future.
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Payment cards in practice and their analysis
Král, Michal ; Schlossberger, Otakar (advisor)
The subject of bachelor thesis is a payment card and its concepts in terms of practice. The payment cards are seen primarily from the current users, i.e. holders of payment cards. The thesis deals with the areas of their origin and development, description of basic characteristics and solves the current issues related to security, especially in the Czech Republic. Thesis is also focused on the practical analysis of payment cards in which the emphasis places on the bank charges associated with the use of payment cards.
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The Property Rights Security Is Important: How Exactly?
Flanderová, Tereza ; Schwarz, Jiří (advisor) ; Jánský, Ivo (referee)
This thesis focuses on the impact of institutional quality in a particular country on various firm characteristics on a sample of developing economies from the Central and Eastern Europe and Asia. In the first part we review the existing literature on the topic and formulate our two countervailing theoretical hypotheses, both of which use the transaction costs approach and predict different strategic behavior of the firms. In the empirical part we employ seven firm characteristics as response variables to determine the prevailing institutional influence on them, using microeconomic data from the World Bank's Business Environment and Enterprise Performance Survey (BEEPS) and corresponding institutional indices from the Worldwide Governance Indicators dataset. We find that in poor institutional environments, firms often engage in strategic behavior that allows them to minimize transaction costs imposed upon them so that they merge more activities together and become generally bigger.
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