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Pension funds and pension reform in the Czech Republic
Ryška, Juraj ; Krebs, Vojtěch (advisor) ; Pogrebnicenco, Tatiana (referee)
This thesis analyzes the current status of pension funds in the Czech Republic, the subsequent transformation of the pension companies and the situation after the introduction of the second pillar. It examined the merits of a new pillar in the small benefit to future participants and the impact on the state budget. The main result is to propose a solution that would be more beneficial for participants and fulfill the requirement for a balanced fiscal policy. The presented work uses descriptive and comparative analysis of the current position of pension funds. Description of the reform of the pension system is based on legislative analysis and secondary analysis of published literature. In the design of solutions are used in mathematical statistical methods, comparative analysis and questionnaire method.
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Analysis of the Performance of Pension Funds
Davídková, Veronika ; Witzany, Jiří (advisor) ; Prokop, Martin (referee)
The aim of this diploma thesis Analysis of performance of pension funds is a detailed mapping of the area of pension to highlight the current shortcomings and to familiarize the reader with pension reform which vill come into force in January.The work is divided into five parts. In the first two sections the reader familiar with the operation of pension funds and pension funds, which are regulated by Act 42/1994 Coll. The third chapter is devoted to a comparison of the results of pension funds operating on the Czech market. The fourth part deals with the profitability of pension funds and the fifth chapter summarizes the most important changes in the pension reform awaits III. pillar pension system.
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Comparison of the condition of pension funds in the Czech Republic
MATĚJČKOVÁ, Jana
The Bachelor´s thesis is oriented on the analysis of three pension funds (Allianz pension fund, a jointstock company, Generali pension fund, a jointstock company, and ČSOB Pension fund Stabilita, a jointstock company)in the Czech Republic. The overall situation of pension funds in the Czech Republic is then further compared with other countries.
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Analysis of supplementary pension insurance in Czech Republic in comparison with Slovak Republic
Danišová, Lucie ; Veselá, Jitka (advisor) ; Polák, Michal (referee)
The goal of the submitted thesis "Analysis of supplementary pension insurance in Czech Republic in comparison with Slovak Republic" is analyze and compare currently functioning supplementary pension system in our country and Slovak Republic. The whole thesis is focused on third pillar of pension system, namely the supplementary pension insurance. The thesis contains difficulties and issues that the pension system faces. There is also analyzed upcoming pension reform and comparison of actual pension scheme with the future one. Part of this thesis is also analysis of pension funds currently operating in the Czech pension insurance market and selection of optimal pension fund.
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Pension schemes
Růžková, Lucie ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This thesis deals with problematics of pension schemes.First part contains characteristics of pensions schemes, influence of demographic faktors on this product and short overview about development in Czech Republic. I expose reasons why is need to reform pension system. In the final part, there is described the proposed pension reform.
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The ensuring by means of the pension funds
Kopřivová, Lenka ; Radová, Jarmila (advisor)
I would like to describe the present form of the supplementary insurance in the Czech Republic. At first I have put mind to the characterization of this product. After it I have defined the pension funds and I have recommended the suitable corporation for the potential customers. This year we have listened the discussion about the retirement pension and its efficiency. Therefore I have taken the suggested changes of the retirement system in my writing. At the conclusion I have evaluated the results of the checklists. Due to them I have polled the public opinion about the supplementary insurance. The main object of my work is the describing the structure: PENSION FUND -- SUPPLEMENTARY INSURANCE -- PUBLIC.
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Supplementary pension insurance - preferences of policyholders
STRNADOVÁ, Helena
This thesis deals with the supplementary pension insurance. The theoretical part of the work introduces basic principles of supplementary pension insurance such as the significant role in the pension system. The aim of the application part is to present the current state of pension. The largest share of the practical part will be devoted to the analysis of survey conducted by the author of the thesis. The target of questionnaire is to determine the preferences of policyholders and to find connections between different answers. Statistical methods will be used to process data.
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Analysis of provider services offered by the Czech Postal Service
KOVÁŘOVÁ, Kamila
The goal of the Thesis was to analyze the present offer of provider services offered by the Czech Postal Service. After having performed individual analyses, I came to the conclusion that the offer of services is quite wide, although most services still have elements to improve. I would asses the CzechPOINT service as the best. At present when people's time is expensive and the need of official documents grows, the service is correctly focused. The possibility to use only one office to settle a lot of affairs solves long-time problems with crowded offices with endless queues. On the contrary, pension service is, in my opinion, one of the services requiring changes. The direction in which the service is set seems obsolete to me. The basic significance naturally does not change, but people who would appreciate revisions are reaching pension age already. The SIPO service has used inspiration from abroad. It has made use of worldwide experience with ebilling solutions at establishing the eSIPO electronic service. The service offers the customers electronic administration and check of both regular and irregular payments. ČSOB Stability Pension Fund is also one of the services that still have elements to improve. Possible change has been proposed in the synthetic part of this Bachelor Thesis. The change would consists in reduction of costs of next periods. Thanks to reduction of that item, the Stability Pension Fund could get more popularity among customers. Particularly at present, when people do not like running risks with finances, people pass more and more frequently from one pension fund to another, more advantageous. My assertion that people do not like running risks in periods of economic crisis does not apply to betting and lottery activities. As the performed analysis has shown, Sazka a.s., a betting company, has experienced increase of the number of customers at this time.
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