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Process analysis (case study - streamlining the processing of credit)
Frantová, Eva ; Oškrdal, Václav (advisor) ; Řehák, Jiří (referee)
The thesis deals with process analysis (case study - streamlining the processing of credit). The thesis highlights the procedural problems encountered in a particular IT company in processing credit. The theme of the thesis implies the practical orientation of the work, even though the work is divided into two parts. The first and shorter part is a theoretical basis for the practical part. Author finds a possible solution to process problems in modeling of the credit processing's subprocesses and identifying and analyzing problems using the selected methodology PDCA. This methodology is selected on the basis of multi-criteria evaluation. The result of this work is the proposal of measures to identify procedural problems, which is a basis for streamlining the analysed process and its subprocesses. The thesis will be the basis for the introduction of procedural changes in processing credit. The PCDA methology is not complete just with analysis and identification of the problems, so the company will continue in collaboration with the author of the thesis to establish and monitor the proposed changes. Information for the thesis are drawn from business, internet and literary sources, but also from available scientific articles.
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The Bill and real possibilities of its use in the practice of Czech banks
Knéblová, Hana ; Půlpánová, Stanislava (advisor) ; Teplý, Petr (referee)
The thesis on "The Bill and real possibilities of its use in the practice of Czech banks" is focused on the characteristics of bills as a directing and payment instrument and possible ways of its use, taking into account both economic and legal aspects. This work includes a wide range of banking products, in which the bills are used, indicating their advantages and disadvantages too. The conclusion provides justification for attractiveness of bills for the banks, but also the reasons for which it is viewed by public with some skepticism.
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Lease versus credit
Klímková, Veronika ; Roubíčková, Jaroslava (advisor) ; Cardová, Zdena (referee)
The theme of my diploma thesis is "Lease versus credit." The first part deals with relatively independent terms of the lease and credit of their definition and methods of accounting. It also deals with the tax and legislative changes which in the area of leases and credits in recent years occurred. Main section is devoted to comparing the differences between themselves, leasing and credits. There are advantages and disadvantages of both forms of financing, while the main attention is focused on business deciding between leasing and credit for making investments. Two methods will be introduced: net advantage of leasing and discounted costs of leasing and credit. The use of these methods is demonstrated on a practical example.
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Securitisation and its impact on bank risk management
Kováč, Michal ; Brada, Jaroslav (advisor)
This bachelor's thesis describes a process of securitization from the perspective of banks.Close look is also paid to the benefits and risks associated with securitization. The conclusion gives a picture of the importance of securitization in terms of regulatory requirements for banks with help standardized methods and and IRB method.
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Analysis of credit process
Jeřábek, Jan ; Půlpánová, Stanislava (advisor)
The bachelor thesis is focuses on credit area and describes individual steps of credit process, through analysis of creditworthiness of customer, until possible solutions to problem loans. At first thesis describes basic characteristics, systematization of credits and risks related to credits. Second part of thesis analyzes each step of credit process. At the end thesis is focused on negative development of loans. It describes basic ways of solutions these loans and simultaneously there is shown currently czech banking market situation of default loans and specific approach of particular bank Česká spořitelna, a.s., which is illustrated on data from financial statements.
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Financing of passenger cars
Klímová, Marie ; Randáková, Monika (advisor) ; Vintr, Jiří (referee)
The main goal of this diploma thesis paper is the comparison of different forms of financing the purchase of passenger cars. The first part describes four main ways of financing used most frequently - financial and operating leases, credit/loans and cash financing from company's own cash resources. One part of the paper deals with tax and legislative changes influencing financing of passenger cars and their development in the past years. The final part of the paper compares financial leasing and credit products by two methods: the net advantage of leasing and the method of discounted costs.
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Financing by loans - model case
MIŠÁKOVÁ, Eliška
The main subject of the thesis "Financing by loans-model case" is aimed at credit questions. The first section lists the various types of loans and the characteristics that define a loan. In the second part is an analysis of credit standing of the client, followed by providing long-term loan.
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The support of lifelong learning register of nurses
SMOLOVÁ, Kateřina
This work deals with the issue of registration of non-medical health care workers as the system of documentation of lifelong education. Contemporary world lays increased demands in all disciplines, particularly in health care. In order to ensure provision of high-quality nursing care by competent workers, conditions for authorization to execute health care profession independently without professional supervision had to be set. And those conditions are defined by the registration system specified by law. Our goal was to ascertain the practical nurses{\crq} opinions on registration. To find out what the influence of registration on further nurse education is and to map what prevents nurses from education. To ascertain which forms of lifelong education are preferred by nurses and whether the employer supports nurses in lifelong education and in what manner. We selected quantitative research to process such information. A questionnaire for nurses was drawn up for data collection and 106 respondents reacted to it. The research showed that nurses prefer passive participation in events like seminars and conferences in education. Most nurses think that it is necessary to educate themselves in their discipline. Further we have found out that more than a half of the nurses inquired want to have general knowledge and educate themselves also in other disciplines than their specialization. Most inquired nurses have stated that they educate themselves more frequently than before the introduction of registration. The biggest obstacle for nurses consists in financial and time demandingness of the educational events.
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Car leasing
MATULOVÁ, Věra
This master thesis deals with lease financing as one of the possible forms to acquire tangible investment goods. Furthermore other possibilities such as credit, hire purchase and cash purchase are evaluated. Based on the offers and other conditions proposed by companies, the objective of our investigation is to judge advantages and disadvantages of the individual financing products and choose the best option for enterprisers. The car was chosen as an example of the tangible investment good. This thesis is divided into two sections. The first theoretical part is focused on the particular possibilities of the financing of the tangible investment good and their tax and law aspects as well as their advantages and disadvantages. The second practical part is based on analysis of the leasing and credit products from following institutions: UniCredit Leasing CZ, a. s., CSOB Leasing, a. s., Credium, a. s. and Commercial Bank, a. s. The conditions and services provided by these companies are compared at the beginning. Calculations are performed for the particular car. The comparison is made from the point of view of all financial costs as well as discounted costs. Finally, all products are compared and evaluated not only according to their financial aspects but also according to other offered conditions and services.
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