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The state support of the building savings
Švec, Daniel ; Urbánek, Václav (advisor) ; Moravcová, Jana (referee)
In this diploma thesis I have dealt with the description of the most significant public expenditures, mandatory expenditures. I have focused on building savings, the state support for building savings and the profitableness of building savings as a whole. In the first part of the work, different types of public expenditures are defined and categorized; you may also find there a definition of mandatory expenditures. This section also contains the historical development of building savings to the current form and the development of the basic indicators of building savings in the Czech Republic. Another part is devoted to legislative regulation of building savings; this section also contains the development of the state support and its impact on the state budget. The third, analytical part contains an analysis of microeconomic benefits and macroeconomic consequences for the economy. In this part I analyze the profitability of the savings phase and the cost of credit phase of the building savings, compared with the selected alternative products. At the end of this chapter I will try to offer a picture of the possible forms of the building savings in the future.

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