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Establishing Old Age Pension Retirement Age Limits
Svoboda, Radovan ; Potůček, Martin (advisor) ; Hedbávný, Petr (referee)
Establishing retirement age is a key issue for each and every pension system. How this issue is resolved is palpable for every citizen and also has a major political dimension. The main reasons for increasing the retirement age - which is occurring in all European countries - are demographic development and economic factors, such as higher life expectancy, increasing the proportion of pensioners to the number of economically active people, and the growing costs for the pension system. This thesis describes the current reform steps in Europe and provides a thorough analysis of factors which are relevant for dealing with retirement age issues. The analysis is based on official statistical data, which are scrutinized even in mutual correlations. The need for an interdisciplinary approach which eliminates unilateral vistas and biased application of data lifted out of context and long-term trends is emphasized. Special attention is paid to the genesis and current solutions regarding the retirement age in the Czech Republic. This thesis offers reasoning which supports setting 65 years of age as the statutory retirement age, including the mechanism for increasing it depending on how the life expectancy factor develops. How the retirement age issues are dealt with is based on the fundamental ethical...
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Holders of economical politics on the regional level, their role and possibilities in the optimal adjustment of old age pensions scheme
BEDNÁŘ, Jan
Ph.D. thesis called "Holders of economical politics on the regional level, their role and possibilities in the optimal adjustment of old age pensions scheme" deals with the possibilities of a general solution for pension insurance in the scope of the region. The possibilities of the regional pension insurance system in the real conditions of the Czech Republic are described and analyzed, as it is difficult to transfer pension insurance systems from one country to another as a whole. Possible roles and possibilities of the region when dealing with the problem of old age pension insurance were defined on the basis of performed analyses. A specific outcome of this project represents the definition of conditions which must be satisfied if the public fund of Regional old age pension system should function. Its operation in the framework of second pillar of pension system seems like the optimal solution. The specific solution contains also the mathematical model of functioning of the regional pension scheme under defined conditions, which simulates possible development of the fund and the amount of old age pension received by the contributor provided he satisfies the defined requirements for entitlement to old age pension.
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Leisure activities as an important form of keeping seniors in the aktive full - value live
JANDOVÁ, Pavla
This Bachelor?s Thesis maps the situation in the area of activation and social activities of Czech seniors. The theoretical part deals with the problems of the aging population and with the prospects of their active social lives. The research part includes the results of the qualitative research and reflects real lives of five respondents living in southern Moravian countryside. The thesis is focused on the area of their interests, relationships to children, activity impulses, relationship to new technologies and socialization.
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A comparison of existing a proposed pension system in the Czech Republic
Šubová, Lucie ; Urbánek, Václav (advisor) ; Picka, Jakub (referee)
This bachelor thesis deals with a comparison of existing a proposed pension system in the Czech Republic, which should take effect from 1st January 2013. In the first chapter I describe the existing pension system, the principles of its operation, its most significant advantages and disadvantages. I also describe the factor that cause the problems in the system and that are the main arguments in benefit of the need for pension reform. In the second chapter I describe the new pension system in the form in which it was adopted by the Parliament on 6th November 2011. Mainly I draw attention to the most significant changes that should occur after 1st January 2013. The third chapter contains a case study that compares the probable amount of the proper old age pension in the existing system and new system. I reconnoitre if the new system is advantageous for the insured.
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Rate of return on old age pension system
Audy, Daniel ; Klazar, Stanislav (advisor) ; Dugová, Alena (referee)
Old age pension scheme system consists of two time periods of different lengths. During the first stage the insured persons contribute financially a certain part of their base of assess into the system. For purposes of this work we can call this sum a percentage of their income. On reaching a certain age the insured people can draw regular amounts of money, called old age pension. Insurance rate should be paid for a longer period of time and in smaller amounts. Old age pension should be, on the other hand, higher and be available for a shorter period. This works tries to find out which of these two sums (in total) is higher: insurance rate of pension.The value studied is the rate of return, which compares the money paid by the state with the insurance money. Actual employees' salaries reflecting the progression of the lifetime income were used in calculations. Concurrently, this work enables to understand the method of calculation of old age pension nominal value for the year 2011 and takes into account the changes within the so called small pension reform.
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Why People Decide for the Premature Retirement
BUMANOVÁ, Markéta
This document deals with present claims to pension payment and to amount of recognized payment, as well. It is divided into two parts {--} theoretical and practical. The theoretical part describes shortly the constitution of the social state and its incomes policy. It goes on from the formation of the social security to the formation of the modern pension systems. This document outlines history of the establishment of the pension insurance in The Czech Republic since 1918. It describes trend and changes in the sphere of the claims and amounts of the pension payments. It includes newly the nominated reforms of the pensions that have been accepted partly and that shall be valid from 1st of January, 2010. Practical part includes the field research via questionnaire. Respondents (clients of the District administration of the social security in České Budějovice who inform themselves or who ask for the premature old age pension) answer the questions concerning their motives that result in applying for the claim. Practical part shows clients´ motivation that entail the retirement before the legitimate claim for the pension payment comes on.
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