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Rizikové přirážky v testu postačitelnosti rezerv životního pojištění
Sotona, Petr ; Senft, Tomáš (vedoucí práce) ; Mandl, Petr (oponent)
In the present thesis we study risk margins in the liability adequacy test for life insurance. First we look at the theory of risk margins and liability adequacy test. We discuss desirable characteristics of the risk margins and the methods used to their evaluation. We show risk margins from di erent aspects and views as well. In second part of the thesis we introduce the model of product for endowment and we describe contractual cash flows. We also construct generation mortality tables for use in described model. Afterwards we evaluate risk margin for mortality risk using stochastic modelling. Finally we compare calculated risk margin with value of the margin calculated by current approach recommended to calculation of LAT in the Czech Republic and analyse results.
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Rizikové přirážky v testu postačitelnosti rezerv životního pojištění
Sotona, Petr ; Senft, Tomáš (vedoucí práce)
In the present thesis we study risk margins in the liability adequacy test for life insurance. First we look at the theory of risk margins and liability adequacy test. We discuss desirable characteristics of the risk margins and the methods used to their evaluation. We show risk margins from di erent aspects and views as well. In second part of the thesis we introduce the model of product for endowment and we describe contractual cash flows. We also construct generation mortality tables for use in described model. Afterwards we evaluate risk margin for mortality risk using stochastic modelling. Finally we compare calculated risk margin with value of the margin calculated by current approach recommended to calculation of LAT in the Czech Republic and analyse results.
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Rizikové přirážky v testu postačitelnosti rezerv životního pojištění
Sotona, Petr ; Senft, Tomáš (vedoucí práce)
In the present thesis we study risk margins in the liability adequacy test for life insurance. First we look at the theory of risk margins and liability adequacy test. We discuss desirable characteristics of the risk margins and the methods used to their evaluation. We show risk margins from di erent aspects and views as well. In second part of the thesis we introduce the model of product for endowment and we describe contractual cash flows. We also construct generation mortality tables for use in described model. Afterwards we evaluate risk margin for mortality risk using stochastic modelling. Finally we compare calculated risk margin with value of the margin calculated by current approach recommended to calculation of LAT in the Czech Republic and analyse results.
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Rizikové přirážky v testu postačitelnosti rezerv životního pojištění
Sotona, Petr ; Mandl, Petr (oponent) ; Senft, Tomáš (vedoucí práce)
In the present thesis we study risk margins in the liability adequacy test for life insurance. First we look at the theory of risk margins and liability adequacy test. We discuss desirable characteristics of the risk margins and the methods used to their evaluation. We show risk margins from di erent aspects and views as well. In second part of the thesis we introduce the model of product for endowment and we describe contractual cash flows. We also construct generation mortality tables for use in described model. Afterwards we evaluate risk margin for mortality risk using stochastic modelling. Finally we compare calculated risk margin with value of the margin calculated by current approach recommended to calculation of LAT in the Czech Republic and analyse results.
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Sociální služby pro osoby s roztroušenou sklerózou mozkomíšní v Jihočeském kraji
SOTONA, Petr
Práce se zabývá nabídkou sociálních služeb pro osoby s roztroušenou sklerózou mozkomíšní v Jihočeském kraji. Teoretická část obsahuje obecný úvod do problematiky roztroušené sklerózy mozkomíšní, informace o jejích příčinách, projevech a typech, popisuje roztroušenou sklerózu mozkomíšní v sociálním kontextu, zabývá se sociálním zabezpečením a sociálními službami pro osoby s roztroušenou sklerózou mozkomíšní. Praktická část obsahuje výsledky dotazníkového šetření provedeného mezi osobami s diagnostikovanou roztroušenou sklerózou mozkomíšní a dále výsledky analýzy dat z registru poskytovatelů sociálních služeb. Cílem výzkumu bylo zjistit stav sociálních služeb pro osoby s roztroušenou sklerózou mozkomíšní v Jihočeském kraji a dále pak informovanost osob s roztroušenou sklerózou mozkomíšní o nabídce sociálních služeb pro osoby se zdravotním postižením v Jihočeském kraji.
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