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Possibilities of financing the real estate purchase
Sýkorová, Dana ; Kocourková, Gabriela (referee) ; Vaňková, Lucie (advisor)
This bachelor thesis introduces the possibilities of real estate financing. The main goal of the current work is to acquaint with the basic products which can be used for financing of the real estate. The real estate register will be discussed and explanation of the purpose of this institution will be given. The thesis is focused on financing of real estate by individuals. The first part of the work deals with financing by own resources, where the description of savings, gifts and heritage is pronounced. Consequently, possibilities of financing with the use of bank products, such as mortgage loan, building society, and consumer loan, will be presented. In the next chapter of the first part, evolution of the interest rate of mortgage loan and the state aid of building society will be shown. In the second part, model of financing of particular real estate with optimal solution will be described.
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Assessment of housing opportunities in Prague and Brno
Sýkorová, Dana ; Kocourková, Gabriela (referee) ; Vaňková, Lucie (advisor)
This thesis deals with possibilities of living in two biggest cities in the Czech republic, which are Prague and Brno. In the first part is stated definition of investment, structure of local self-government, regional policy and regional development. This serves as the background for better understanding of linkage between different regions, definition of territorial units, and means how regions are developed. In the next part of this thesis are mentioned basic indicators for the whole Czech republic, including trend in prices of properties, which is important for assessment of living possibilities. This is the background for evaluation of chosen locations against Czech Republic. In the next chapter is analysis focused on chosen locations, based on data of whole Czech Republic as well as data focused only on these two locations and its surroundings. The conclusion is that Prague has special position in Czech Republic. There are broad working opportunities, high incomes, but also high living expense. Brno is not as high as Prague in evaluated indicators, but in comparison of whole Czech Republic is still on the top. It is necessary to take into account higher living expenses in both Prague and Brno but on the other hand compared to other regions, offered possibilities and services are on high level.
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Assessment of housing opportunities in Prague and Brno
Sýkorová, Dana ; Kocourková, Gabriela (referee) ; Vaňková, Lucie (advisor)
This thesis deals with possibilities of living in two biggest cities in the Czech republic, which are Prague and Brno. In the first part is stated definition of investment, structure of local self-government, regional policy and regional development. This serves as the background for better understanding of linkage between different regions, definition of territorial units, and means how regions are developed. In the next part of this thesis are mentioned basic indicators for the whole Czech republic, including trend in prices of properties, which is important for assessment of living possibilities. This is the background for evaluation of chosen locations against Czech Republic. In the next chapter is analysis focused on chosen locations, based on data of whole Czech Republic as well as data focused only on these two locations and its surroundings. The conclusion is that Prague has special position in Czech Republic. There are broad working opportunities, high incomes, but also high living expense. Brno is not as high as Prague in evaluated indicators, but in comparison of whole Czech Republic is still on the top. It is necessary to take into account higher living expenses in both Prague and Brno but on the other hand compared to other regions, offered possibilities and services are on high level.
|
|
|
Possibilities of financing the real estate purchase
Sýkorová, Dana ; Kocourková, Gabriela (referee) ; Vaňková, Lucie (advisor)
This bachelor thesis introduces the possibilities of real estate financing. The main goal of the current work is to acquaint with the basic products which can be used for financing of the real estate. The real estate register will be discussed and explanation of the purpose of this institution will be given. The thesis is focused on financing of real estate by individuals. The first part of the work deals with financing by own resources, where the description of savings, gifts and heritage is pronounced. Consequently, possibilities of financing with the use of bank products, such as mortgage loan, building society, and consumer loan, will be presented. In the next chapter of the first part, evolution of the interest rate of mortgage loan and the state aid of building society will be shown. In the second part, model of financing of particular real estate with optimal solution will be described.
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