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Family finance in times of economic crisis
Horáková, Lucie ; Schönfeld, Jaroslav (advisor) ; Smrčka, Luboš (referee)
The global economic crisis, which we associate with the beginning of the U.S. housing bubble, greatly influenced the behavior of most economical subjects, including the family-household, which is the object of interest of the author. This paper seeks through comparison of macroeconomic indicators from the years before and after the crisis, to find, describe and explain these changes. Another goal is to prove the truth or falsity of selected economic theories dealing with economic behavior. Most relevant sources of statistics are made up of state institutions, notably the Czech National Bank and the Czech Statistical Office. Characteristic feature of this work is that it does not only consider economic aspects of the problem, but trying to describe the differences in behavior from a psychological perspective.
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Households consumption development in the Czech Republic
Arnošt, Václav ; Pavelka, Tomáš (advisor) ; Nečadová, Marta (referee)
This work deals with the progress of composition of households consumption in the Czech republic. The aims of this work are to explore the progress of the composition of households consumption, influation of seasonal leverages in connection with the height of the household consumption and to survey the change in the consumption between years 2008 and 2009 in relation to the economic crisis. The theoretical part consists of concepts and methodical work with the data and describes relation between hight of the disposable income and amount of consumption. The practical part relates to analysis of goods and services price progress, seasonal changes in consumption and progress of expenditure groups.
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The Development of Single-person Households after 1989 and Its Effects on Social Benefits
Zákostelecká, Eliška ; Vybíralová, Ivana (advisor) ; Krebs, Vojtěch (referee)
This bachelor thesis deals with the development of single households after 1989 and the effects it has on social expenses. Increasing number of single-person households reflects the growth in the level living and also some changes in opinions about the family. The loss of some significant functions of the family causes divergence from it. This trend is explicit among certain groups of young people called singles who postpone their reproductive age. The increase of single-person households is connected with some threats to the state and the whole society. These households are more threatened by poverty and, at least economically, more dependent on the state. The state tries to ensure them the same living conditions as the other families have. Many social benefits are modified in the interest of these households and they cause a positive discrimination therefore. In the light of social benefits, an individual is more costly than a person from a two person household. Besides, giving priority to living alone has a negative consequence to the future -- a denatality.
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Investigation of dependence of the housing characteristics and the amenities in the dwelling on the household type
Čapková, Kateřina ; Řezanková, Hana (advisor) ; Löster, Tomáš (referee)
The aim of the diploma thesis is to provide a comprehensive overview regarding survey of income and living conditions of households in the Czech Republic and propose a feasible approach to the exploitation of the collected data. The diploma thesis describes the framework of the EU-SILC survey and presents its practical implementation in the Czech Republic. A technique utilizing contingency table analysis is proposed for studying asymmetric relationships between selected housing characteristics and amenities in the dwelling with respect to different household types. The analysis is based on the relative frequencies of housing characteristics observed for particular types of households. The frequencies stem from the sample survey of income and living conditions of households carried out in the Czech Republic under the official title of Living Conditions 2008. Asymmetric measures of association for nominal and ordinal variables were used for the description of the relationships as the examined housing characteristics and household types have the character of alternative, nominal or ordinal variables. The analyses show significant relationship of the selected housing characteristics and the amenities in the dwelling on the monitored types of households.
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Set of Problems connected with Household Indebtedness at Economic Crisis Time
Blážová, Aneta ; Bartošová, Jitka (advisor) ; Pokorný, Pavel (referee)
The aim of my Bachelor's thesis is process the problems of indebtedness of households or individuals in times of economic crisis. In the theoretical part I consider the actual economic crisis, its origins, development and impact on the economy in the Czech Republic. Next I focus on an overview of possible debt, like credit supply to the Czech market, both banks, and non-banking institutions. I also summarized the possibilities of households that are unable to repay loans. In the practical part I analyze the evolution of household indebtedness, and in particular the factors that most affect the final balance of households. As an annex to this thesis, I feature a pilot survey that I conducted to find out who has the most leverag today.
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Comprehensive education in the family and school in the prevention of child accidents.
KALOUSKOVÁ, Ivana
The aim was to map the knowledge of the surveyed group of respondents (students,parents, teachers) in a first aid, then to map the knowledge about the prevention of the children?s injuries and determine a frequency of the injuries among children in elementary schools in the South Bohemian Region. The survey proved that boys are affected by injuries more often than girls. .The injury occurs the most during sports, at home and at school. With assessing the injury, according to the type of injury, I found out, that most of the injuries fall into the group of fractures, contusions and joint luxation. According to the results of the study was found that as education of parents is not reflected in the injury. Most injuries were confirmed by parents with higher vocational education, the least injuries of parents with primary education. School injuries were confirmed at more local school when compared with schools in the city. The results of this work could be the basis for a project or program in preventing injuries. Furthermore, this work is based on feedback to primary schools, thus preventing the most common injuries, which were statistically evaluated.
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Friendship is, according to Aristotle, the basis of marriage
BALI, Kateřina
This piece of work is dealing with friendship, eventually with marriage according to Aristotle´s concept. The first chapter focuses on interpretation of friendship together with required features that belong to it. The second chapter is dedicated to marriage that leans on interpretation of unequal frienship and is anchored in the political concept of a state. The whole work describes Aristotle´s point of view on these two phenomenons namely via primary and secondary literature sources.
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The Taxation Impact on Consumption Spending of Households
POLÁNKOVÁ, Luďka
The diploma paper treat of problems tax strokes upon consumer´s expenses of selected earnings groups of household. Opening section is dedicated to historical development of consumer taxes in segmentation whereon value added tax and particular consumer´s taxes, which are below analyse in theorist part together with determination of living and subsistence level and presentation of receipts and expenditures condition of citizen Czech Republic in selected interval including detailed analysis of consumer´s expenses of selected household representatives. The practical part includes comparing of taxes impact upon consumer´s expense quite three receipts group of household, within them is separately given the progressive of value added tax and particular consumer´s taxes, whose sum determine total charge of consumer´s expense each household from consumer´s taxes. The goal of diploma work is assessment the strokes of consumer´s taxes upon selected earnings groups of household leading to generalization of achieved results.
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Citizens on Economic Situation of Their Households - October 2010
Červenka, Jan
In October survey CVVM SOÚ AV ČR examined how Czech citizens see the financial situation of their households. They evaluated whether it is difficult to manage with their earnings, but also talked about attitudinal feeling of poverty. 5 % of citizens indicated their household to be rich, whilst 35 % consider it to be poor. Three fiths of respondents (59 %) regard their household as neither rich nor poor. Problems with current budget of their household were stated by 63 % of respondents, on the other hand 34 % said they have no problems with budget of the household. 91 % of households have income that is sufficient to purchase food, clothes or usual household goods, 53 % have enough money for their hobbies and hobbies of their family members, 33 % can afford to buy high quality (and more expensive) foodstuff, 34 % can save some money and 25 % can support household of their parents or children.
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