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Analysis of the pet insurance
Jankásková, Zuzana ; Ducháčková, Eva (advisor)
The essay is focused on the analysis of the veterinary care insurance on the domestic insurance market, including possible additional mortality and authanasia pet insurance. The introductory chapter is devoted to characterization the product in general terms. The main part is dedicated on the analysis of the offers insurance's products. The close part of the essay includes a calculation of the pricex for specific examples.
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New Trends in Life Insurance
KALINOVÁ, Petra
The aim of this thesis is to get acquainted with the situation and problems of life insurance market, as well as to clarify its history and principles and describe differences between individual kinds of life insurance with focus on comparison of endowment life insurance and investment life insurance. We have compared investment life insurance products of six insurers. Using TANK method, which deals with costs of all investment products, we found out that investment life insurance has got very high fees and in comparison with other financial products it is far too expensive. According to statistics and work results the situation in the Czech Republic has improved significantly in recent years and life insurance market is growing. But the results are distorted. The specified premium has grown, mainly because of single deposits, which are meant as an investment and not as risk coverage. People are less protected in case of death and insurance protection is minimal. The main role of life insurance is suppressed and life insurance is viewed from a short-term perspective. Few people realize that insurance agreement will not satisfy their present needs and that it will help them in risk situations which life brings. Czech people take life insurance as an investment tool, not as a protection against unexpected events.
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Analysis of casualty insurance in Czech Republic
Beneš, Jaroslav ; Daňhel, Jaroslav (advisor)
I divided my work into a theoretical and analytical part. In the introduction I presented a casualty insurance and its essential components. I also mentioned the example of the insurance money. In the second part I analyzed the situation on the Czech insurance market for an accident insurance, and then I described the accident insurance products of the Generali. At the end I compared one of them with the competitive product and I made a final summary.
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Immovables insurance
Růžková, Lucie ; Ducháčková, Eva (advisor)
The paper deals with the immovables insurance. This insurance line up non-life insurance. In the paper there is describe general one theory. The text focuses on legal regulations. Many facts are illustrated through tables and charts for clarity. Futher parts deal with concrete examples of Česká insurance company, Kooperativa and Allianz insurance company.
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