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Proposal of Effecive Financing of Flat-building by means of Mortage Loans
Lemon, David ; Pikola, Tomáš (referee) ; Zeman, Václav (advisor)
The object of my thesis work called "Suggestion of an effective financing of Flat-building by means of mortgage" is to compare possible investment, choosing an optimal alternative and propose potential changes in a specific mortgage already offered by a bank. It is analyzing particular products for financing rent-destined real property on the Czech market and realization study, which also includes client demands. We are focusing on theoretical and practical information that are contributing to high effectiveness and customer adjustment of offered services.
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The Improvent Proposal of Financial Management of The Local Autthority
Kaufmannová, Jana ; Musil, Josef (referee) ; Zeman, Václav (advisor)
This thesis deals with money management in municipality Libchavy in years 2005 - 2007. Its theoretical part sums sup the most important pieces of knowledge concerning municipality functioning and money management of municipality. The practical part comprises the analyses of the status of municipality money management in the field of budget receipts and budget expenditures. In terms of previous pieces of knowledge, there are defined proposals for improving money management and contribution of municipality.
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Financial leasing versus bank loan in determination purchase of effects
Štoková, Soňa ; Gargošová, Jarmila (referee) ; Zeman, Václav (advisor)
The main goal of this study is to compare two forms of asset financing i.e. leasing and bank lending. At the very beginning, there is a description of leasing, its history, benefits and disadvantages. Second part of the project provides definition of bank lending as a source of financing. The third part of the study compares either of financing options through discounted cash flow method patterned after a practical example. Finally, there is an evaluation of options and financial analysis so I”ll be able to find out the impact on the company.
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Comparison of Banking Point of Sale and Branches in Volksbank CZ
Doležalová, Jana ; Santariusová, Halina (referee) ; Zeman, Václav (advisor)
Thesis is concerned with a comparison of the classic branches of Volksbank and of the new sales points located in shopping centres - so called Volksbank Shops. The thesis compares the sales points, their employees and offered products. The productivity of the sales points is compared using the number of clients, accounts, and loans. In this way the creditworthiness of clients is compared. The conclusion of the thesis contains improvements suggestions for the bank and for its clients.
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Electronic Banking and its Integration into Accounting Software
Žůrková, Lenka ; Heřman, Milan (referee) ; Zeman, Václav (advisor)
The main goal of this master’s thesis is to represent the development of accounting softwares depending on the development of electronic banking. Particular chapters subsequently deal with direct banking - its formation, services and security, concerning accounting software as well as the interconnection of banks and the company accountancy using conversion applications integrated into the economical software.
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The Evaluation and Proposals for the Improvement of Extending Motrage Credits in Raiffeisenbank, a.s
Kaštyl, Petr ; Ing.Sofia Kevrekidu (referee) ; Zeman, Václav (advisor)
The master’s thesis deals with the analysis of the present state, the finding of the contingent deficiencies and the presentation of the improvement suggestions including the concrete measures in granting mortgage credits by Raiffeisenbank, Inc. with a view to advance the competitive strength of the company in the field of mortgage banking. The evaluation and the improvement suggestions are conducted in several component units: in the fields of technical parameters, credit procedure and sales promotions. A partial aim of the thesis concerns the introduction of a new product for the extension of the current supply.
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