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National Repository of Grey Literature 1 records found  Search took 0.01 seconds. 
Analysis of the Creditworthiness of Vítkovice a.s.
 Svatová, Ivana ; Cibulka, Jakub (advisor) ; Plíva, Rostislav (referee)
The aim of the bachelor thesis is to describe the methods used by the bank to determine the rating of client and to evaluate the creditworthiness of Vítkovice a.s. In the theoretical part of the thesis is defined credit risk and internal rating models of banks that are used in the assessment. Internal rating models vary from one bank to another. However, the basis for assessing the creditworthiness is the analysis of quantitative and qualitative indicators, which are explained in more detail in chapter three. The credit registers presented in chapter four also play an important role in assessing the client. In the practical part, the selected quantitative indicators are calculated. The results of the indicators are then compared with the sector. The conclusion of the work is a review of the company and a recommendation whether it is appropriate to provide the client with a loan.
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