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Analysis of household debt in the Czech Republic and Austria and comparison with the European Union
Raková, Zdeňka ; Dvořák, Petr (advisor) ; Prokop, Martin (referee)
Constantly increasing household debt is becoming frequently discussed topic. The main aim of this thesis is to analyse the development and structure of household debt in the Czech Republic and its comparison with household debt in Austria and with households in other EU countries and Eurozone, respectively. The analysis of sources and laws connected with this issue and especially analysis of regularly reported data of noted countries serve to achieve the aim of the thesis. The first part of the thesis is focusing on definition of terms related to this issue such as credit, loan, mortgage loan, regular and bridge loan, consumer credit, leasing and APR. The second part deals with analysis of debts in the Czech Republic and Austria. First, the size of total debt is examined and then the attention is paid to development and structure of debt from different points of view (creditors, purpose, currency and maturity). The last part discusses the position of the Czech Republic and Austria from the point of view of other households within the EU countries and Eurozone, respectively.
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EU Structural Funds and their use in the City District Prague 20
Raková, Zdeňka ; Urbánek, Václav (advisor) ; Urbánek, Václav (referee)
Structural Funds, which are among the most important financial instruments of regional and structural policies of the European Union, are currently often discussed topic. The aim of thesis is to map the possibilities for financing projects from EU structural funds in the Czech Republic with a focus on the capital city of Prague and find out how City District Prague 20 uses aid from the Structural Funds. The work deals with the regional and structural policies of the EU, its principles, the regions, the objectives and instruments in previous and current programming period. It focuses on support programs for the Structural and Cohesion Funds in the Czech Republic. The last part consists of an analysis of the situation in the City District Prague 20. Attention is paid to a successful project Chvalský zámek, as well as unsuccessful projects and plans of the City District Prague 20 in the future.
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