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Life insurance and its role in addressing needs of people for their old age
Žďárský, David ; Radová, Jarmila (advisor) ; Rybák, Zdeněk (referee)
This bachelor thesis deals with life insurance and possibilities for saving money for our unproductive age. First part is about a state pension system in Czech republic. Then there are explained characteristics, advantages and disadvantages of life insurance. For better imagination, there is also shown actual status of life insurance market in Czech republic. At the conclusion there are calculations of three life insurances to show efficiency of savings component of life insurance.
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Analysis of methods for old age security
Kesely, Ladislav ; Gruber, Petr (advisor) ; Radová, Jarmila (referee)
The bachelor's thesis focuses on the czech pension system, its problems and its future progress. It analyzes various products of the pension system, as well as all other products, that can be used to secure one's income in the old age, focusing mainly on the yield, risk and liquidity of the investment and all of various aspects affecting it - mainly the legal framework of the products and the conditions, under which it is possible to obtain these products in the czech financial institutions. The conclusion of the thesis contains a simple recommandation, which products are suited for various investors under certain circumstances and it can be used for making decisions, how to financially prepare yourself for the old age.
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An analysis of security in old age
Karásek, Martin ; Radová, Jarmila (advisor)
This bachelor thesis deals with the ways of security in old age. It describes demographic developments in the Czech Republic and the resulting consequences. It also deals with historical developments and possible future evolution of approaches to security in old age. Another part of this thesis is mapping, description and evaluation, and comparison of different products suitable for security in old age. In the end, the paper deals more general reflection on the possibilities of pension security of individuals in the Czech Republic.
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The Analysis of the Security of People in Old Age
Zdeněk, Jiří ; Radová, Jarmila (advisor)
My bachelor thesis "The Analysis of the Security of People in Old Age" is devoted to selected manners, which can be used to ensure people in post-productive age. These are primarily the collective investment, investing in stocks and real estate investment. With less details than the first three mentioned ways are analyzed the life insurance and additional pension insurance. I describe and evaluate all these methods especially with focus on their applicability for the purpose of security in old age, as it is demonstrated on three model examples. I also point to the need for a conscientious approach to dealing with old age security, which rests not only in the decision to begin ensuring yourself for an old age, but also in taking this decision as soon as possible, respectively by the time it will be enabled by the economic situation of person in question.
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