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Proposal of Effecive Financing of Flat-building by means of Mortage Loans
Lemon, David ; Pikola, Tomáš (referee) ; Zeman, Václav (advisor)
The object of my thesis work called "Suggestion of an effective financing of Flat-building by means of mortgage" is to compare possible investment, choosing an optimal alternative and propose potential changes in a specific mortgage already offered by a bank. It is analyzing particular products for financing rent-destined real property on the Czech market and realization study, which also includes client demands. We are focusing on theoretical and practical information that are contributing to high effectiveness and customer adjustment of offered services.
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Comparison of the mortgage loans of selected banks
Haladová, Martina ; Burian, Stanislav (advisor) ; Miroslava, Miroslava (referee)
The diploma thesis deals with mortgage loans in the introductory part. There is the
definition of a mortgage loan and listed its basic types. The thesis deals also with process
of provision including the most important requirements: creditworthiness of a client,
securing the loan, amount of the loan, the loan agreement, drawing and repayment of the
loan. Further this work is focused on the price of mortgage loan and other related aspects
such as mortgage bonds, state aid or supplementary loan. In the second part of the thesis
there are presented the basic characteristics and the development of the mortgage market in
the Czech republic. This part also contains the analysis of current offer of mortgage
products by selected banks. The comparison is based on the model example and the most
advantageous mortgage loan is evaluated according to selected criteria.
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Proposal of Effecive Financing of Flat-building by means of Mortage Loans
Lemon, David ; Pikola, Tomáš (referee) ; Zeman, Václav (advisor)
The object of my thesis work called "Suggestion of an effective financing of Flat-building by means of mortgage" is to compare possible investment, choosing an optimal alternative and propose potential changes in a specific mortgage already offered by a bank. It is analyzing particular products for financing rent-destined real property on the Czech market and realization study, which also includes client demands. We are focusing on theoretical and practical information that are contributing to high effectiveness and customer adjustment of offered services.
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