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Retiree's debt as a social problem
NEŠPŮRKOVÁ, Pavla
This thesis study the problematicsofsenior's indebtebness and/or the impact of indebtebness on the daily life of the senior's. During this study, two aspect were investigated, i.e.: 1. The debt problem is more influenced by the level of education? 2. Tthe most common mason for senior's indebtebness are borrowing needs of the family members? The theoretical part describes current situation, the different concepts of the financial literacy connected with indebtebness and over-indebtebness are prescribed. Also, thecauses, consequences and possible solutions of the problems connected with debts are discussed. The aim of this work is to point out the problems connected with the senior's indebtebness in Czech Republic. For the empirical part, (i) method of secondary data analysis, (ii) method of qualitative research (iii) and semi-structured interview of the random sample of respondents, were selected. The results schowed that the educational level is not the main atribute of the indebtebness problematic, while the lover education is not connected with tendency to ask more debts. Also, it was proven that the most common reasons for senior's indebtebness are borrowing needs of the family members. The impact of this study is to search for the causes and the risks and subsequently, to prevent the negative outcome of the senior's debts.
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