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Assessment of The Financial Effectiveness in Lease or Purchase of A Flat as Possible Alternatives of Housing
Šindelek, Martin ; Hroníková, Marta (referee) ; Chovancová, Jitka (advisor)
The subject of this thesis is the financial assessment of ownership and rental housing in the country. The theoretical part focuses on the standard living, cash flow planning for household, Czech housing fund and the most attention is paid to the possibilities of financing of own housing. These are mainly mortgage and building savings. In the practical part are applied previous knowledge to the specific case of renting an apartment and buying a flat. Different financing alternatives own housing are also made. Financial efficiency of rent an apartment and own apartment is compared in the long term.
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Kinds and sources of financing of living
Náglová, Martina ; Stanislav, Doležal (referee) ; Hrabincová, Dagmar (advisor)
The bachelor thesis deals with and explains the basic concepts concerning the financing of living. The aim of this work is to introduce specific kinds, sources and procedures of financing of living and their applicability within a particular project. The first part describes residential resources in the Czech Republic based on the outcome of the Censuses of Population and Housing 2011. The second part is focused on the description and functioning of a mortgage and building saving. The third practical part deals with the application of existing financing products within a particular example.
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Kinds and sources of financing of living
Hanulíková, Marie ; Beránková, Martina (referee) ; Hrabincová, Dagmar (advisor)
This thesis deals with forms and ways in which housing can be financed. The aim of the thesis is to obtain information about the opportunities that are offered to finance housing and their subsequent application. The first part is theoretical. There is presented the state of housing stock based on the final results of population and housing census from 2011. This is followed by a description of building saving - especially its phases, possibilities of granting loans, use of funds and state aid. Furthermore description of mortgage loans - possibilities of using, their types and conditions for the acquisition. At the end of this section there are listed programs of the State Housing Development Fund. The second part is practical and previous findings are applied to the specific case of buying an apartment into ownership and also recommendation of appropriate options for financing the purchase.
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Assessment of The Financial Effectiveness in Lease or Purchase of A Flat as Possible Alternatives of Housing
Šindelek, Martin ; Hroníková, Marta (referee) ; Chovancová, Jitka (advisor)
The subject of this thesis is the financial assessment of ownership and rental housing in the country. The theoretical part focuses on the standard living, cash flow planning for household, Czech housing fund and the most attention is paid to the possibilities of financing of own housing. These are mainly mortgage and building savings. In the practical part are applied previous knowledge to the specific case of renting an apartment and buying a flat. Different financing alternatives own housing are also made. Financial efficiency of rent an apartment and own apartment is compared in the long term.
|
|
|
Kinds and sources of financing of living
Hanulíková, Marie ; Beránková, Martina (referee) ; Hrabincová, Dagmar (advisor)
This thesis deals with forms and ways in which housing can be financed. The aim of the thesis is to obtain information about the opportunities that are offered to finance housing and their subsequent application. The first part is theoretical. There is presented the state of housing stock based on the final results of population and housing census from 2011. This is followed by a description of building saving - especially its phases, possibilities of granting loans, use of funds and state aid. Furthermore description of mortgage loans - possibilities of using, their types and conditions for the acquisition. At the end of this section there are listed programs of the State Housing Development Fund. The second part is practical and previous findings are applied to the specific case of buying an apartment into ownership and also recommendation of appropriate options for financing the purchase.
|
|
|
Kinds and sources of financing of living
Náglová, Martina ; Stanislav, Doležal (referee) ; Hrabincová, Dagmar (advisor)
The bachelor thesis deals with and explains the basic concepts concerning the financing of living. The aim of this work is to introduce specific kinds, sources and procedures of financing of living and their applicability within a particular project. The first part describes residential resources in the Czech Republic based on the outcome of the Censuses of Population and Housing 2011. The second part is focused on the description and functioning of a mortgage and building saving. The third practical part deals with the application of existing financing products within a particular example.
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