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IDEA for the 2017 elections. Seniors' income: work, retirement pensions and their valorisation
Šatava, Jiří ; Pertold, Filip
Pension valorization settings are crucial in determining how the value of the old age pension will develop in the coming years. At present, the system is set to maintain individuals' real purchasing power throughout their retirement at the level they enjoyed during their working life, but in reality it usually lags behind natural growth in real salaries. The higher the initial old age pension, the more it will lag behind in this way. The way in which the pensions system is currently set up relatively effectively protects Czech pensioners from falling below the poverty line. The seven percent share of the population aged over 65 years who fall below the line is the fourth smallest in the EU. Nevertheless, in most cases the pensions system does not protect pensioners from a substantial reduction in quality of life.\n
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Working beyond pensionable age: institutional incentives in the Czech Republic
Šatava, Jiří
In this study, institutional incentives for the elderly to work are quantified by participation tax rate. All specifications of participation tax rate, which do not take into account unemployment benefits, show, that institutional incentives for the elderly to work are not higher compared to incentives for prime age individuals to work. Moreover, participation tax rates of pensioners used to be even higher compared to prime age individuals. This was the case in 2013 when working pensioners, who were receiving an old age pension, could not claim taxpayer tax credit. Therefore, pensioners' institutional incentives to work cannot offset their increased temptation to leave labour market.
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Working beyond pensionable age: institutional incentives in the Czech Republic
Šatava, Jiří
In this study, institutional incentives for the elderly to work are quantified by\nparticipation tax rate. All specifications of participation tax rate, which do not take\ninto account unemployment benefits, show, that institutional incentives for the\nelderly to work are not higher compared to incentives for prime age individuals to\nwork. Moreover, participation tax rates of pensioners used to be even higher\ncompared to prime age individuals. This was the case in 2013 when working\npensioners, who were receiving an old age pension, could not claim taxpayer tax\ncredit. Therefore, pensioners' institutional incentives to work cannot offset their\nincreased temptation to leave labour market.
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Attitudes and behaviour of households regarding the pension reform
KARASOVÁ, Iveta
The target of my bachelor work was to describe and to evaluate attitudes and consumer behaviour of the households in relation to the upcoming pension reform in the Czech Republic and to recommend suitable products for the households to ensure themselves for the retirement. Primary data were obtained from the questionnaire investigation made by means of internet . Final outcome of my bachelor work was execution of common reccomendation for the consumer.
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