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Utilization of quantitative methods for evaluation of products of life insurance
 KULASOVÁ, Lucie
The aim of the thesis with title Utilization of quantitative methods for evaluation of products of life insurance is to choose the most advantageous offer of insurance for chosen client. Theoretical part contains basic notions from the area of Insurance Industry which help us with a better orientation in insurance agreements. Next, basic methods of polycriterial evaluation of variants are explained. In the practical part there are elaborated six offers for life insurance from different Insurance Companies for a chosen client. Client chose nineteen criteria according to which the offers were evaluated. By means of method of order, method of giving points, Fuller method and method of progressive weight arrangement were assigned weights to particular criteria. Then the order of different variants was determined. For it method of order, method of giving points, method of weighted sum and TOPSIS were used. On the basis of the results of quantitative methods we aligned offers of life insurance from the best to the worst. For the chosen client the most advantageous is the offer of the life insurance Bella Vita from the Insurance Company Generali. The main reason is high capital value, claim free bonus, insurance benefit in case of death in consequence of road accident and high benefit in case of hospitalization in consequence of injury. Nevertheless also offer of the life insurance FLEXI from the Insurance Company of Česká Spořitelna and the life insurance RYTMUS from Allianz reach excellent results and they attained leading positions while using different weights.
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