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Assessment of The Financial Effectiveness in Lease or Purchase of A Flat as Possible Alternatives of Housing
Šindelek, Martin ; Hroníková, Marta (referee) ; Chovancová, Jitka (advisor)
The subject of this thesis is the financial assessment of ownership and rental housing in the country. The theoretical part focuses on the standard living, cash flow planning for household, Czech housing fund and the most attention is paid to the possibilities of financing of own housing. These are mainly mortgage and building savings. In the practical part are applied previous knowledge to the specific case of renting an apartment and buying a flat. Different financing alternatives own housing are also made. Financial efficiency of rent an apartment and own apartment is compared in the long term.
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Residential Financing Options
Martinák, Lukáš ; Szücs, Martin (referee) ; Chovancová, Jitka (advisor)
The subject of this bachelor thesis is analysis of the problem of housing financing. The theoretical part deals with the housing market in the Czech Republic on a general level. It also deals with the family budget and the analysis of financing possibilities, especially mortgage loan and building savings loan. The relevant question here is the comparison of advantages and disadvantages of renting and buying an apartment. The practical part illustrates the concrete application of the information obtained in theoretical part on the model case. Primarily, in the decision-making analysis, the choice between purchasing an apartment with subsequent possible sale and rental housing with a short-term and long-term perspective is addressed.
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Residential Financing Options
Martinák, Lukáš ; Szücs, Martin (referee) ; Chovancová, Jitka (advisor)
The subject of this bachelor thesis is analysis of the problem of housing financing. The theoretical part deals with the housing market in the Czech Republic on a general level. It also deals with the family budget and the analysis of financing possibilities, especially mortgage loan and building savings loan. The relevant question here is the comparison of advantages and disadvantages of renting and buying an apartment. The practical part illustrates the concrete application of the information obtained in theoretical part on the model case. Primarily, in the decision-making analysis, the choice between purchasing an apartment with subsequent possible sale and rental housing with a short-term and long-term perspective is addressed.
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|
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Assessment of The Financial Effectiveness in Lease or Purchase of A Flat as Possible Alternatives of Housing
Šindelek, Martin ; Hroníková, Marta (referee) ; Chovancová, Jitka (advisor)
The subject of this thesis is the financial assessment of ownership and rental housing in the country. The theoretical part focuses on the standard living, cash flow planning for household, Czech housing fund and the most attention is paid to the possibilities of financing of own housing. These are mainly mortgage and building savings. In the practical part are applied previous knowledge to the specific case of renting an apartment and buying a flat. Different financing alternatives own housing are also made. Financial efficiency of rent an apartment and own apartment is compared in the long term.
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