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Proposal of Effecive Financing of Flat-building by means of Mortage Loans
Lemon, David ; Pikola, Tomáš (referee) ; Zeman, Václav (advisor)
The object of my thesis work called "Suggestion of an effective financing of Flat-building by means of mortgage" is to compare possible investment, choosing an optimal alternative and propose potential changes in a specific mortgage already offered by a bank. It is analyzing particular products for financing rent-destined real property on the Czech market and realization study, which also includes client demands. We are focusing on theoretical and practical information that are contributing to high effectiveness and customer adjustment of offered services.
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Proposal of Effecive Financing of Flat-building by means of Mortage Loans
Lemon, David ; Pikola, Tomáš (referee) ; Zeman, Václav (advisor)
The object of my thesis work called "Suggestion of an effective financing of Flat-building by means of mortgage" is to compare possible investment, choosing an optimal alternative and propose potential changes in a specific mortgage already offered by a bank. It is analyzing particular products for financing rent-destined real property on the Czech market and realization study, which also includes client demands. We are focusing on theoretical and practical information that are contributing to high effectiveness and customer adjustment of offered services.
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Specific legal issues related to rental housing: Study 5.308
Pohl, Michal
Regulace nájemného, či spíše její neexistence, doprovázena specifickou právní úpravou sjednávání výše nájemného vyústila v rozsáhlou judikaturu Ústavního soudu, která povolala obecné soudy k ochraně vlastnických práv vlastníků pronajímaných nemovitostí. Účelem práce je zhodnotit možné důsledky judikatury především z hlediska současného stavu. Práce se dále zabývá ústavními a komparativními aspekty této tématiky.
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Hire Costs of the Co-operative Flats
PETŘÍK, Lukáš
This thesis examines the structure of rent paid for the co-operative flats, traces the development of the proportion of individual components of the rent in the recent years and prognosticates its presumable future development on the basis of the acquired data. The thesis is divided into two parts. The first part, the ?Literature search?, provides the essential information for the practical part and explains the basic terms such as flat, co-operative flat, renting a flat, rent for a flat, etc. For the reader to be able to obtain more information, the interest associations involved in the matters of the deregulation of rent and its history are listed and described in this study. The ?Practical part? examines the legal regulations concerning the rental system, i.e. the laws and ordinances by which the state has regulated the co-operative rents for the individual types of housing co-operatives since 1989. These co-operatives are building housing co-operative, people's housing co-operative and privatize housing co-operative. The practical part further includes and analysis of the structure of rent and the development of its components in the flat in Prachatická 1, České Budějovice in the period between January 1st, 1995 and January 1st, 2011. These components are longtime reserve, payment investment credit, membership fee SČMBD, benefit on management, insurance house and real estate tax. On the basis of the monthly payments of the rent the development of the components is outlined and represented in graphs. The causes that had effect on the values of the individual components in the given period are explained in chapter 4.2 and subsequently in chapter 4.3, which includes the prognostication of the future development on the basis of the acquired data. According to the present analysis, the overall rent for the flat in Prachatická 1 will probably rise slightly in the future, but not beyond the solvency of the occupant.
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