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Payments cards and practice
BULÍNOVÁ, Jitka
This bachelor thesis deals with payment cards and their use in practice. We can find there some parts which focus on history of money and payment cards. Basic terms as debit cards, credit cards, PIN, a payment terminal, a cash dispenser, security of payment cards or payment risk are explained in this thesis. Nowadays there are many new methods in the area of payment cards, transaction will mostly be done using contactless payment technologies, that don't require a PIN. In the coming years, contactless payments will replace the standardized plastic cards. Next innovation insists in prepaid cards that are charged with money, and may be used as debit cards when paying. The research on payment cards is divided into three main parts. The goal of the research is mapping market, gaining information from internet shops about using payment cards and the users´ knowledge of the distinction between credit cards and debit cards.
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Contactless payments and their development
Stádníková, Markéta ; Dvořák, Petr (advisor) ; Vacek, Vladislav (referee)
This work deals with mobile remote payments by mobile operators, mobile banking and payments using contactless NFC technology. The aim of this study is to provide a comprehensive view of this issue, analyze various ways how to use mobile payments and NFC technology. Assess the current state of NFC payments in Czech Republic and compare this situation with selected EU countries. The work can be divided into three parts. The first part presents different types of mobile payments by mobile operators. The second part presents the mobile banking and the situation in individual banks. The third part discusses about contactless payments using NFC technology. Because this system have been already proved in some countries there will be in addition to development in the Czech Republic also outlined developments in selected EU countries. Subsequently, there will be described the test results of contactless payments in the EU and the test using contactless payments in our country. The reader of this work should gain a comprehensive understanding of the issue of mobile payments and NFC technology. Get perspective on the current situation of NFC payments in the Czech Republic and the development of these payments in some European countries. In addition to that the reader should learn information, which is necessary to assess whether or not he would use these payment methods.
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