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Vehicle Inspection Methodology Used by a Loss Adjuster
Pavelec, Josef ; Bradáč, Albert (referee) ; Panáček, Vladimír (advisor)
This thesis deals with an elaboration vehicle inspection methodology of used by a loss adjuster and especially with an application of the inspection results in a forensic engineering. A theoretical part attends to an insurance with focus on problematics of valuing of insurance events in the field of motor vehicles and categorization of a motor vehicles itself. This thesis contents an analysis of working methods used by the loss adjusters in both theoretical and practical ways. A methodology was elaborated based on an analysis and requierements on forensic expert work.
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Vehicle Inspection Methodology Used by a Loss Adjuster
Pavelec, Josef ; Bradáč, Albert (referee) ; Panáček, Vladimír (advisor)
This thesis deals with an elaboration vehicle inspection methodology of used by a loss adjuster and especially with an application of the inspection results in a forensic engineering. A theoretical part attends to an insurance with focus on problematics of valuing of insurance events in the field of motor vehicles and categorization of a motor vehicles itself. This thesis contents an analysis of working methods used by the loss adjusters in both theoretical and practical ways. A methodology was elaborated based on an analysis and requierements on forensic expert work.
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Insurance in phase of structural changes requesting new internal organisation of insurance companies (new management forms)
Štěpánek, Lukáš ; Daňhel, Jaroslav (advisor) ; Majtánová, Anna (referee) ; Janata, Jiří (referee)
European insurance currently stands in front of phase of structural changes. Transforming of currently conservative and strongly regulated insurance area will be different from transformations done in other industries. For insurance of 21st century will be typical change of currently calmful insurance market into strongly competitive enviroment requesting significant changes in organizational structure of insurance companies. Effort of whole disertation is to support top management of insurance companies in creation of complicated models of organization structures of insurance companies. The work creates simple theoretical structure explaining changes in organizational structures of insurance companies. Special focus is being put on outsourcing of value chain in claims handling of motor vehicle insurance. Motivation of insurance management to implement described changes is mainly price fight, which strongly emphasizes need of efficiency. Optimizing of insurance company value chain might support increase in profitability of insurance technical result, compared to competition.
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Settlement of claims within car insurance
Urbánek, Zdeněk ; Ducháčková, Eva (advisor)
This bachelor thesis deals with the settlement of claims within car insurance. In particular, it is the claims management of insurance products - liability insurance for damage caused by operation of a vehicle and accidental insurance. The introductory part of the thesis is implementing the basic definition of these products and products related. I considered it necessary to define the person of loss adjuster, who is an important figure in the process of liquidation of an insured event. In addition to the formal definition of loss adjuster I keep the work in recording of his duties and procedures in the course of his activities. The subsequent part of the process of liquidation of an insured event - the liquidation of damages to health and property are at the heart of this work. The thesis also deals with differences in claims handling from liability insurance and accidental insurance particularly clear in the different treatment of the amount of the payment of insurance benefits. At the end of the work are given illustrative examples of some problems during the liquidation of an insured event that may arise.
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