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National Repository of Grey Literature 3 records found  Search took 0.00 seconds. 
The insurance of hardly acceptable and not acceptable people in life insurance and casualty insurance
 DOMÍNOVÁ, Nicol
This bachelor thesis is divided in several parts one of which is a theoretical part. This theoretical part talks about the basic terms and definitions dealing with such a extensive and complex issues like the insurance industry and indemnity. There is a very numerous group of people that is hardly acceptable or not acceptable to the life insurance or casualty insurance due to their actual state of health. This two groups of people are important object for my bachelor thesis. In the practical part I work with plenty of statistic data of healthy, ill and seriously and gravely ill people of the district of České Budějovice. The aim of my bachelor work is to make a list of people belonging to the group of people hardly acceptable or not acceptable to the life or casualty insurance. The source of these results was particularly The General Health Insurance Company of the Czech Republic. The second aim of my bachelor thesis is to propose a new insurance product for these groups of people so that they could be accepted to life or casualty insurance.In that reason I´ve made some changes in the life and casualty insurance calculation. These changes have shown that people who are nowadays hardly accerptable to the insurance process or not acceptable at all due to their state of health could be accepted to the insurance without exclusions or any changes in the insurance amounts. These calculations have also shown that these people would pay more for the insurance which is based on determined life expectancy. On the other side they would pay less for the casualty insurance due to their lower rate of risk.
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Casualty insurance as a part of personal financial planning
 Hejnová, Gabriela ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The topic of this diploma thesis was chosen with regard to the currency of this issue. There are discussed the basis of financial planning and it is accounted why the finance is important to be planned. Not insignificant part of the financial planning is insurance, which penetrates the whole financial plan. In this field I focused on, in my opinion, the most important financial security, namely income security in case its failure, which mostly accident insurance deals with. The theoretical part of the thesis is followed by a number of sample presentations of financial plans in selected insurance companies.
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Indemnity Against Risk through Various Forms of Insurance
 Valaščíková, Eliška ; Lešetický, Ondřej (advisor) ; Luštický, Martin (referee)
The aim of my thesis is to review current and approchable types of insurance in Czech republic with an emphasis on the health insurance. The thesis should result in a summary of possible reform or stabilization arrangements that are solving unfavourable prognosis in Czech republic in the long term.
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