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The product comparison of the payment system of Komerční banka, a. s. and Česká spořitelna, a. s. in comparison with their parentel banks
NOHEJLOVÁ, Darina
The Bachelor work is focused on the product comparison of the payment system of banks institutions such as Komerční banka, a. s. and Česká spořitelna, a. s. and their parentel banks Société Générale and Erste Group. The theoretical part defines system of payment generally, its organization, describes the electronic payments and also the telecommunication network SWIFT. The following chapter deals with the bank legislation which is applied to products of payment systems. The next part (practical part) of this study is dedicated to comparing the banks accounts between Česká spořitelna, a. s. and Komerční banka, a. s. For every bank I chose two accounts, which I applied to the company South Bohemia Star, s. r. o. The aim is to find a bank account or a bank services package which would be the most convenient for a particular company and its needs. The company uses products which are: account management, a monthly paper statement, internet banking and items. But there are differences because every bank has an alternate arrangement of banks accounts. In the second part of the practical work bank accounts of Société Générale and Erste Group are compared. Unfortunately it is difficult to compare Komerční banka, a. s. and Česká spořitelna, a. s. with their parent banks, because this can be affected by currency diferences - the Czech Crown and the Euro.
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