National Repository of Grey Literature 2 records found  Search took 0.00 seconds. 
Consumer credit contract
KUBERNOVÁ, Anežka
The goal of this thesis is to analyse the current law regulation of the consumer loan. The thesis primarily focuses on the housing loans, which are analysed from both the economic and legal point of view. The thesis defines the conditions of providing and mediating the consumer loan and does not omit the description of the amendment to the consumer loan act no. 257/2016 Sb. from 2016. The thesis further describes the overall procedure of establishing a mortgage, including some important terms related to the mortgage loan. The practical part is carried out by a quantitative research strategy of a questionnaire data collection. This part of the thesis focuses on consumers and their knowledge of the consumer and, especially, mortgage loans. This section's goal is to uncover the financial literacy of consumers in the field of mortgage loans. The acquired results were evaluated using the Excel program.
Consumer credit market development in the Czech Republic
Mrázek, Matěj ; Blahová, Naděžda (advisor) ; Brada, Jaroslav (referee)
Bachelor thesis maps the development of banking and nonbanking consumer credits in the Czech Republic since its formation to the end of the year 2011. It tracks particularly the changes of the loan volume, the interest rates and the bank charges. It also compares currently available loan offers and maps the actual situation. The aim of the work is to help to the consumers in orientation of the relevant market and to serve to the interested persons as a working material.

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