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Analysis of travel insurance at the Czech insurance market
Klierová, Irena ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
Bachelor thesis "Analysis of travel insurance at the Czech insurance market" deals with the products of selected insurance companies operating on the Czech insurance market. The first part describes travel insurance in general with reference to the extent of insurance protection, the factors determining the amount of premiums and means of arranging of travel insurance. The second part compares health care in the EU with a commercial travel insurance. The last part presents an analysis of travel insurance offers.
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Rights and duties of insurance holders moving inside EU with focus on general health insurance
BLAŽKOVÁ, Hana
Rights and duties of insurance holders moving inside EU with focus on general health insurance The Czech Republic became a member state of the European Union on 1 May 2004. The EU members decided to cooperative in the fields of economy and policy and form a multinational partnership beneficial for all member states. The EU integration measures have affected the national health care systems. Joining the Europen Union, numerous changes have been done in the system of public health care in the Czech Republic. The changes are both important and helpful for all beneficiaries. The beneficiaries of the EU member states are only insured under public health scheme of one country. So travelling abroad, people should know the basic measures of their national health care policy. The Bachelor thesis is divided into two parts, theoretical and practical. Based on the literature available, the theoretical part is aimed at compiling information on medical care which is provided to Czech residents while in other countries of the European Union. Free movement of people represents elimination of all obstacles between the countries. In addition, this part deals with Czech beneficiaries and their access to planned medical care within the EU countries. The aim of the practical part was to find out if Czech beneficiaries are aware enough of legislation related. Two hypotheses were stated to fulfil the research goal. To find out all necessary data, the technique of asking questions at random choice was run from 1 October 2009 to 31 January 2010 in South Bohemia. The research group of people consisted of 266 respondents, men and women, aged 20-60 years. The data obtained from the survey show sufficient respondents´ knowledge of their rights to emergency medical care while staying in the EU countries, the use of the European health insurance card and the obligation to pay the medical care copayment. However, they are hardly aware of claiming their rights to planned medical care. The findings of the Bachelor thesis may serve as an adequate source of information for secondary school and university students, the staff of health care facilities and health insurance companies and general public as well.
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Analysis of demand for travel insurance in Czech Republic
Kaiserová, Jana ; Radová, Jarmila (advisor)
This bachelor thesis deals with travel insurance and insurance of travel agencies by law 159/1999. The first part deals with theoretical issues related to the topic of this work, in the second part I analyze some insurance companies which provide travel insurance in terms of services they offer and the level of rates for different types of insurance.
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Health insurance and the entry of the Czech Republic to the European Union
FRČKOVÁ, Lucie
Health insurance and the entry of the Czech Republic to the European Union The first of May 2004 the Czech Republic became a member state of European Union. The membership in European Union bears a change in reservation necessities on health care in the movement of persons within the countries of European Union, European Economic Area (i. e., Norway, Iceland, Liechtenstein) and Switzerland. Diploma thesis, which is divided into two parts (theoretical and practical ones), summarizes accessible information about health insurance problems after the entry of the Czech Republic to the European Union. The objective of theoretical part is to summarize the problems of administration of health care within the countries of the European Union and find out consequences of the entry of the Czech Republic to the European Union for the Czech health insurance system. I present briefly the European Union, coordination of social security national systems, and the Czech health insurance system. Above all, the thesis is specialized in legal form of health insurance, in basic principles in administration of health care and in the extent of health care provided within the countries of the European Union. The special account is taken of problems of cross-border workers and Czech tourists. At the end of thesis information on the European Health Insurance Card and the Centre for Interstate Refund which fulfill the function of contact authority for the sphere of health insurance in the Czech Republic are mentioned. The objective of practical part of the thesis is to find out the legal consciousness of knowledge of the Czech Republic citizens of European law for the sphere of administration of health care in the European Union. Two hypotheses were set to accomplish the research target. The quantitative research methodology {--} technique of questionnaire was used in this survey. The research was realized in the South Bohemian Region, in the towns of České Budějovice and Strakonice. The respondents of the questionnaires were selected on purpose according to their age (from 30 years to 45 years). The research set icluded 120 respondents of both the sexes (citizens of the towns of České Budějovice and Strakonice). On the basis of obtained and proportionally evaluated research data, the both hypotheses were confirmed. The results of the research show the poor knowledge about the European law for administration health care sphere in the European Union in the citizens of České Budějovice and Strakonice. The diploma thesis can serve as a full-value information source for students, staff of health insurance companies and the general public. The questions of administration health care in the European Union is not entirely known among the general public and so the subject of this thesis can certainly clarify it.
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