National Repository of Grey Literature 2 records found  Search took 0.00 seconds. 
Natural disasters and their solutions through commercial insurance
Makešová, Veronika ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This thesis deals by natural disasters and solutions through commercial insurance. The introduction explains the concept of natural disaster and subsequently there are closer specified individual natural hazards. Then, the work focuses on the development of catastrophic events in the world in recent years, the consequences of their formation, their effects and the impact on these events on the world and Czech insurance. Due to the high frequency of floods in the Czech Republic in recent years, the work also addresses the issue of floods, their insurability and changes on the Czech insurance market reacting to the increased occurrence of floods. The thesis focuses on commercial property insurance products of individuals given to individual areas of different risk in terms of flooding. The analysis shows that insurers evaluate the individual risk zones in different ways and the most risk area of insurance excluded. At the end, there are evaluate the scope of insurance risk transfer to other entities, its importance and possibilities of alternative risk transfer.
Natural disasters and coverage of their damages by commercial insurance with a focus on property insurance of individuals
Šteidlová, Alena ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The thesis deals with coverage of natural disaster damages by commercial insurance. A description of natural disasters and their possible occurrence mainly in our territory in association with climate changes as the factor causing increase in their number serve as an introduction. Starting from the impact on the world and the Czech insurance sector, where the thesis deals especially with floods in 1997 and 2002, it is getting on to the analysis of the offers presented by three largest Czech insurance companies. The analysis studies the floods in 1997 and 2002 in perspective with different high-risk flood areas specified in our country. The conclusion of the thesis proposes the ways describing how to deal with risks differently, without using the insurance. The proposal advises an insurer to use such methods as reinsurance or alternative risk transfer instruments.

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