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Simulation of Complex Installment Schedule
Veselý, Michal ; Zbořil, František (referee) ; Samek, Jan (advisor)
The aim of this thesis is to examine relations from the field of financial mathematics concerning consumer and cash loans. Further objects of interest are various types of loan repaying, interest calculation and generating the installment schedule. The result of this mathemetical principles analysis is a complex simulator of installment schedule which was created for testing and configuration purposes in HCI company (Home Credit International).
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Collection of exercises of financial mathematics for lower secondary school
HRUŠKOVÁ, Veronika
This bachelor´s thesis is focused on exercises and their solutions from financial mathematics. The collection is for the lower secondary school. The starting points for this thesis are the National Financial Education Strategy, Framework Education Programme for primary schools, School Education Programme of selected schools, Maths textbook for the lower secondary school. The first part contains a definition of the concept of financial literacy, as well as an assessment of the current situation of financial literacy. The second part presents exercises that are divided by curriculum. The exercises are aimed at using mathematical operations to work with finances in everyday life. There is a concisely defined theory on each topic.
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Collection of exercises of financial mathematics for high schools
ŠACHLOVÁ, Kamila
This bachelor thesis is focused on solved tasks from financial mathematics. Chosen tasks were complemented with possible use of modern technology (internet calculators, spreadsheet Microsoft Excel and a computational knowledge engine Wolfram Alpha). A collection of tasks is intended for high schools and contains these topics: inflation, exchange rate, interest (simple and compound, decursive and anticipative), loans, APR, mortgage, savings (short-term, long-term and combined) and financial products with state support. The basis for creating tasks is Framework Education Programme for Secondary General Education. The tasks were created with emphasis on the development of key competences in accordance with FEP SGE.
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The importance of ICT for the management of household budgets
Vránová, Lucie ; Šilerová, Edita (advisor) ; Pavel, Pavel (referee)
This thesis deals with the importance of ICT in the management of household budgets. At first are presented the objectives and the selected methods in the two main areas of work. The theoretical part describes the basic concepts, such as finance, money, income and expenditure, financial management, remuneration and budgeting process. The next section presents the basic forms of home finance management and describes chosen applications. Introduction of practical part deals with the evaluation of a questionnaire survey which aimed to map the situation of the management of home finance university-educated respondents. By questionnaires is determined the age category of respondents, number of dependents and self-employed persons in the household, the method of recording revenue and expenditure and the subsequent establishment of the budget, then the debt or form of household savings. Results are presented graphically and verbally. The next section contains a description of the software solutions accounting of revenue and expenditure and household budgets created specifically for the purpose of this thesis. In chapter Results and Discussion is presented evidence gathered in the practical part using SWOT analysis and proposed measures to eliminate the two identified threats. The final chapter assesses whether the objectives have been achieved.
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Simulation of Complex Installment Schedule
Veselý, Michal ; Zbořil, František (referee) ; Samek, Jan (advisor)
The aim of this thesis is to examine relations from the field of financial mathematics concerning consumer and cash loans. Further objects of interest are various types of loan repaying, interest calculation and generating the installment schedule. The result of this mathemetical principles analysis is a complex simulator of installment schedule which was created for testing and configuration purposes in HCI company (Home Credit International).
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Deposit operations
ŠTEFKO, Martin
This bachelor thesis deals with deposit operations of banks that are provided for clients. It is focusing principally on the bearing interest of this operations and their description as products of selected banks {--} Česká spořitelna, Československá obchodní banka and Komerční banka. The aim of this bachelor work is to show how particular types of selected operations are paid interest on, and at the same time to show the calculation of the interest in a clear and understandable way. The partial aim of work is comparison of products that are provided by selected banks. The comparison is based on advantages that are results of more profitable benefits and on a higher interest rate. Calculation of interest is applied on rates of three selected banks.
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Teoretické dopady důsledků Speciální teorie relativity na výsledky finanční matematiky
Hejný, Jaroslav ; Málek, Jiří (advisor)
Práce se zabývá souvislostmi mezi Einsteinovou Speciální teorií relativity a postupy, respektive jimi ovlivněnými výsledky, finanční matematiky. Jedná se zejména o problémy dilatace času, kdy pokud se dva různé ekonomické subjekty nacházejí v různých souřadných soustavách, které se vzhledem k sobě pohybují vysokými rychlostmi (v řádu tisíců kilometrů za hodinu), dochází u nich k rozdílné rychlosti toku času, což má následně vliv na oceňování peněžních toků. To potom značně komplikuje interpretaci výsledků, zprostředkování platebního styku a další ekonomické funkce.
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