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Credit process and metohods of choice of approval level
Skála, David ; Mejstřík, Michal (advisor) ; Honnerová, Jana (referee)
This thesis analyses the credit process in banks. Specifically, it describes the credit process running from the very beginning when a client asks for a bank loan to the final moment when he/she pays the last installment. In addition, the author explains individual steps made by banks throughout the entire repayment period and their measures adopted at the moment when a client is unable to settle his/her loan. The thesis also includes calculations used in assessing the profitability of granted credits. Furthermore, it deals with methods of distributing credits to individual approval levels, i.e. if a credit can be approved directly in a client's branch or whether the approval must be given at a nationwide level. It offers a hypothesis that the standard method of determining these approval levels is ineffective and proposes a new distribution method. In the last part, both different methods are, at first theoretically, compared with each other to be later followed by an empiric analysis of effects of both methods based on an available data sample. Powered by TCPDF (www.tcpdf.org)
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Credit process and metohods of choice of approval level
Skála, David ; Mejstřík, Michal (advisor) ; Honnerová, Jana (referee)
This thesis analyses the credit process in banks. Specifically, it describes the credit process running from the very beginning when a client asks for a bank loan to the final moment when he/she pays the last installment. In addition, the author explains individual steps made by banks throughout the entire repayment period and their measures adopted at the moment when a client is unable to settle his/her loan. The thesis also includes calculations used in assessing the profitability of granted credits. Furthermore, it deals with methods of distributing credits to individual approval levels, i.e. if a credit can be approved directly in a client's branch or whether the approval must be given at a nationwide level. It offers a hypothesis that the standard method of determining these approval levels is ineffective and proposes a new distribution method. In the last part, both different methods are, at first theoretically, compared with each other to be later followed by an empiric analysis of effects of both methods based on an available data sample. Powered by TCPDF (www.tcpdf.org)
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Honour Disputes in the Seventeenth and Eighteenth Centuries
HONNEROVÁ, Jana
The theme of the presented bachelor thesis are disputes concerning honour in the years 1650-1750 on the Třeboň estate. This thesis aims at analysing honour disputes among inhabitants of townlets and villages on the Třeboň estate in the time in question on the basis of criminal law sources, suits of participants of the honour disputes, correspondence between the mayor and town council and top trustee of the estate. Actual participants of the honour disputes and the possibilities of the defence of their own honour will be in the centre of attention. Neither the characteristic surroundings in which the honour disputes took place nor the sort of defamations will be omitted. A typology of the defamations will be formed from the records of verbal offences. A particular honour dispute of an orphan named Sofie Renčová from Lomnice nad Lužnicí will be studied as well from the historical-anthropological perspective.
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Probability distributions in SAS
Rosypal, Martin ; Vrabec, Michal (advisor) ; Honnerová, Jana (referee)
The aim of this work is to elaborate the metodology of creation of custom add-ins for statistical application SAS Enterprise Guide and create one of these that would enable to simplify the calculation of quantiles, values of probability mass function (probability density function respectively) and cumulative distribution function and further based on user's specifications create an appropriate graph. In connection with content of this add-in, the presented work includes the recherche from background of twenty two probability distributions that are supported by SAS Enterprise Guide. Custom add-in is programmed in Visual Basic.NET language in development environment Visual Studio 2003, its source code and the codes of graphs, used in this work and the module itself, are due to their extent included in the attached CD. Theoretical part containing the recherche mentioned above is assessed in second and third chapter of this work, the methodology of creation of custom add-ins for SAS Enterprise Guide is described in fourth chapter and own add-in is introduced in chapter five.
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