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Financing possibilities of real estate
Šiklová, Aneta ; Barvová, Ivona (referee) ; Kocourková, Gabriela (advisor)
This bachelor thesis discusses the possibilities of property financing and basic investment opportunities. The aim of this thesis is informing of basic products, which can be used for purchasing of the property and subsequently introduction of means by which is possible to reduce financial costs associated with liability borrowing. The first part is theoretical. It describes options of property financing by natural and legal person then. Followed by description of mortgage loan, savings plan for housing loan and basic investment options. In second - practical part are these fact-findings applied to specific example of buying an apartment. Optimal solution of financing is select, thanks to liability with financial means assistance.
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Optimization of housing finance
Roubcová, Veronika ; Oslíková, Eva (referee) ; Kocourková, Gabriela (advisor)
This thesis deals with the possibilities of financing their own housing. The theoretical part will explain the basic concepts of housing finance. The work is described in the financing of legal entities and individuals. A separate chapter is devoted to mortgage loans. A separate chapter is devoted to building savings, which is more often used variant of housing finance. The practical part will be finding funding options to purchase their own home. Self housing will work in this particular object that will be compiled as part of the work and budget. On the basis of specific conditions, will be offered by banks mortgage loans. At the conclusion of the chosen optimal financing plan.
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Suggestion of the Housing Financing Optimalization
Ambrožová, Helena ; Širůčková, Kateřina (referee) ; Sládková, Jitka (advisor)
This project deals with the analysis of different options of housing financing. The work describes the functioning of the building saving accounts and the mortgage credit together with refunding of the mortgage credit, possibilities of the subvention, comparison and combination of more products, their advantages and disadvantages etc. The practical part of this work includes the model examples and recommendations of the optimal solution of housing financing.
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Conception of the Housing Policy
Kuncová, Kateřina ; RAJNOCH, JAROMÍR (referee) ; Hrabincová, Dagmar (advisor)
The thesis deals with the concept of housing policy in the Czech Republic. The work describes the development of housing policy in the past and also describes the current situation in this area. The work is divided into five main parts. The first part deals with the basic knowledge of housing. The second part deals with housing policy. The third focuses on support of housing. Next part describes the housing in the Czech Republic. The last section summarizes the housing policies of village Branišovice.
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Financing Options for Housing in the Czech Republic
Benešová, Lucie ; Uhrová, Blanka (referee) ; Ptáček, Roman (advisor)
This diploma thesis deals with the financing options of housing in the Czech Republic with the focus on building society saving accounts and mortgage loans. At first, it explains the basic parameters of these products. Then, the second part is aimed at the possibilities of credit products offered on the market. Finally, the third part shows the representative example of a family and it suggests a possible way to finance their own housing on the basis of assessment of major advantages and disadvantages of credit types.
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Suggestion of Financing of a Housing
Koutná, Drahomíra ; Lev, Jaroslav (referee) ; Škapa, Stanislav (advisor)
This thesis gives comprehensive overwiev of financial products on the market. Describe the possibilities that individuals or families can use to resolve this issue. The theoretical part describes the basic types of housing finance, specifically mortgages and loans provided by the building society. The practical part focused on analyze the current situation on the financial market. The concluding part is own model situation housinh finance which describes various options for housing finance.
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An assessment of the financial effectiveness in purchase of own flat as possible alternatives of housing
Adámek, Pavel ; Kocourková, Gabriela (referee) ; Vaňková, Lucie (advisor)
The aim of this thesis is the first part to gather theoretical and methodological knowledge about sources of funding in their own home and family planning personal finances. In the second part are then used to build the knowledge model situations three types of funding for each property separately. Produced models are primarily based on a comparison of the total financial cost and burden on the family budget. Consequently, the aim of using these evaluation and based on other findings in the final stage to propose recommendations that option purchase their own property will be best for the family.
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Project of an Optimal Investment And Savings Programme
Prčík, Stanislav ; Jakubcová, Marie (referee) ; Beranová, Michaela (advisor)
This bachelor’s thesis “Project of an optimal investment and savings programme” gives general information about finding the most suitable decomposition of finances into a portfolio of insurance and saving products. This combination of contracts will have the effect of maximum decrease of income tax in according to various deductions. The first part of the thesis is focused on survey of insurance and savings products in Czech Republic. In the second part the author identifies decrease of income tax by means of insurance and saving products. The third part includes the comparison with similar products of foreign insurance markets and an evaluation of investment conditions in Czech Republic.
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Suggestion of Financing of a Housing
Doupovcová, Denisa ; Marková, Růžena (referee) ; Škapa, Stanislav (advisor)
This essay analyses possibilities of housing financing in the Czech Republic. The theoretical part describes basic types of housing financing, to be specific mortgages and credits given by the building savings bank. The analytical part is aimed to compare credits of specific banks and building saving banks. The last part contains model situations, which describe different options of housing financing. There are described advantages and disadvantages of these options and individual procedures, which are necessary for their realization.
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