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Personal and family finances-your own business as a path to riches
Hromasová, Lucie ; Smrčka, Luboš (advisor) ; Sladkovský, Otakar (referee)
The goal was to implement a business plan that is viable and will provide long-term profit. I wanted to prove, as the name suggests, running a business can lead to wealth, because not everyone is lucky enough to get rich. In my business plan, I would theoretically manage it. I implemented a pension for elderly, Ltd., which would make a profit on just two out of three stated options. The first option I have called "Optimistic", while I consider it as the default option. This option would only occur if the pension was fully occupied. As it is known, it is just an ideal vision. At the same time, I don't want to condemn this idea, because with ensuring adequate demand at the beginning could this idea be fulfilled. Next option called "Realistic" would mean occupying the pension by 75 %. The profit would be 3 times lower by comparing with the Optimistic one, but would still make amount somewhere around hundred thousands crowns. That means it is still quite positive result. Regarding the third option "Pessimistic" I must simply state, I would have to leave the business because I'm having substantial loss in the first and second year of business. In the following years, the profit and loss statement shows that I make profit. It does not solve anything, because throughout the enterprise the cash flow is in negative numbers. Consequently, I have no funds to operate the pension and primarily to repay the loan. So I would like to claim, that I reached the goal I got to myself and simultaneously I even pointed out other options, where in one case the goal wasn't accomplished.
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