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Legal Regulation Alterations of the Retirement Pension Insurance since 1 January 2010
PAPEŽOVÁ, Alena
The Bachelor thesis deals with the essential alterations in the field of the retirement pension insurance which occurred in the framework of the first stage of the pension reform since 1 January 2010 and which concerns conditions regulating pension claims and decides on the amount of pensions. The main purpose of the alterations is to contribute to the long-term financial sustainability of the Czech pension system. The theoretical part describes the basic principals of the retirement pension insurance, the financing of the pension insurance system, conditions of the pension claim to the particular types of pensions and the most important legal regulation alterations of the retirement pension insurance effective since 1 January 2010 in comparison to the legal regulation effective till 31 December 2009. The aim of my work was to find out the main problems occurring in the process of practical application of the parametric changes in the retirement pension insurance effective since 1 January 2010 and to find out possible impact of the changes on citizens. For the practical part of my work I chose the qualitative research, the questioning method and the technique of the semi-controlled dialogue. In total there were interviewed ten employees working at the pension departments of the regional social security authorities. The research shows that the main problems in the practical application of the retirement pension insurance arise in particular from the complicated legal regulation which is difficult to understand. Insufficient knowledge of the legal regulation reduces clients possibility to make the right decision on their pension claims. Parametric changes in the sphere of old-age pensions and alternative insurance periods will manifest gradually and will affect pension claims which will occur in the future. Gradual prolongation of the retirement age may result in the growth of disability and the increase of unemployment in case of the older citizens. In case of the early retirement the impact of the higher reduction of the percentage assessment, supposing the person retired more than 720 days before he was entitled, resulted in the higher reduction of the percentage assessment as early as at the benefits awarded after 31 December 2009. The thesis results can contribute to better awareness and knowledge of the issue and it can also serve as a topic for further discussion about the pension system reform.

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