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Targets of legislation health insurance effective from 1.1.2009 in the discrit Jindřichův Hradec.
TUČKOVÁ, Iva
The area of a sickness insurance, I have chosen for my diploma thesis, is not only important for me in terms of my working life, but as well as for my private life, because a temporary working incapacity and a title for sickness insurance benefits accompanies a life of each of us, either directly in our family circle or among friends or colleagues. The working incapacity, as a social event, is familiar to all of us. Someone meets it more often, someone less often, however it always influences our private as well as working life from a financial perspective, it has an impact on our working duties and it strikes our family groove. At the same time it has a very human dimension, since it concerns the most valuable we have ? it is our health. It deepens solidarity among people, mutual support and empathy. I have chosen the above topic also for the reason that I had already been working in the area of the sickness insurance for five years. I am interested whether there have been met the main objectives from the new legislation especially in terms of savings in financial means, a decrease of a number of temporary incapacities and a prevention of a misusage of the temporary working incapacities. The main aim of this thesis is to analyze individual areas of an implementation of the sickness insurance and on the basis of obtained results and statistical data to evaluate whether the main objectives of the sickness insurance legislation from January 1st, 2009 in the region of Jindřichův Hradec were met. Three hypotheses were presented in the thesis. The first premise said that with the effectiveness of this law financial means had spent on the sickness insurance benefits had been saved. The second premise was a decrease of the temporary incapacities and the third proven one was the meeting of the main objectives of the legislation in the whole implementation range of the sickness insurance in the region of Jindřichův Hradec. Two research methods were chosen; an analysis of documents, a technique of a secondary analysis and a content analysis. The second method was a semi-structured interview with professionals in the area of the sickness insurance. Defined hypotheses were confirmed by the carried out research. Financial means spent on the sickness insurance benefits were saved very dramatically already in the first half of the effectiveness of this law and the number of temporary incapacities decreased by one third of cases in that period. The third hypothesis was also confirmed by both chosen research methods and defined objectives of the new legislation were met in the region of Jindřichův Hradec. The defined aims of the diploma thesis were achieved, hypotheses were verified, there were mentioned important remarks and changes and provisions, which would lead to another streamlining of the sickness insurance system, were proposed. The obtained results are beneficial for my work in this area and they are a motivation as well as a challenge to other research activities.
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Current problems of self-employed persons pension and sickness insurance in the field of insurance collection and benefits payment and proposals of their solution
KALIANKOVÁ, Ivana
Bachelor thesis is focused on current issues in the pension and sickness insurance of the self-employed, where fundamental changes occurred from 2009 onwards regarding not only collection of premiums but also the benefits provided by these systems. The system of insurance for self-employed persons underwent a long development period, every stage from the very beginning of insurance through interdependence of pension and sickness insurance to their complete separation affected the current behaviour of the self-employed in this field. Premiums should be understood also in terms of coverage of social incidents, which is an illness, injury, disability or old age. The amount of benefits provided from the system depends on the amount of premiums paid and the period of insurance. For this reason, attention in the thesis was paid to the issue of present statutory regulation of premiums, focusing on special-purpose sickness insurance premiums for the self-employed and the subsequent payment of benefits. Also in the field of pension insurance it is necessary to consider whether the premium payers are sufficiently aware of the link between premiums paid and the amount of such benefits, and can responsibly decide on the choice of assessment base, which has an impact on future security in retirement. The objective of this thesis is, based on an analysis of main problems which consist of complexity and comprehensibility of the existing legislation in force for self-employed persons, to suggest changes aimed at simplifying it. The given topic was studied using qualitative research through semi-structured interviews in a relatively narrow circle of self-employed persons with the aim to investigate the status quo, to get a detailed understanding and practical application of the provisions of the Act. Based on the knowledge and experience from practice, questions were prepared, which were answered not only by clients but also by District Social Security Administration Office staff in Strakonice who deal with administration of premiums. Based on evaluation of individual respondents' replies and with regard to the current problems during practical implementation of pension and sickness insurance administration, an opinion was obtained that the existing legislation is complex and confusing for the self-employed. Therefore, measures were suggested, which could be used as tips for possible amendments to legislation in the field of self-employed persons´ insurance premiums.
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Reforms of Sickness Insurance in Chosen EU Countries
Kalivodová, Michaela ; Krebs, Vojtěch (advisor) ; Kučerová, Jaroslava (referee)
This thesis examines the reforms of Sickness Insurance that have been realized in chosen countries of European Union. I've focused myself on Belgium, Netherlands, United Kingdom and Finland and every single reform step that have been taken in between 2003 -- 2005 in these countries. I've investigated how the situation in each country was before the reform came true and explored the main reasons that I believe have led to these reforms. I've also stated which impacts these reforms were supposed to have and after that I've studied the real impacts and consequences that were brought by this change in each country. You can see these in multiple graphs followed by my explanation whether and why I think the reform step was succesful. Judging by the succes that was noted in examinated countries I've decided which path is best to follow as far as the reform in Sickness Insurance is concerned. Thanks to previous examination of reforms that differs from each another I was at the end able to recommned which steps should be taken in Czech Republic since some kind of Sickness Insurance reform is needed as well. I believe comparing foreign Sickness Insurance reforms and my suggestions can help to improve Sickness Insurance system in CR and lead to the solution of various problems Czech Republic hasn't coped with yet.
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