|
|
DEVELOPMENT FINANCING OPTIONS IN HOUSING
Kamencová, Aneta ; Adlofová, Petra (referee) ; Dohnal, Radek (advisor)
The main aim of my thesis is an analysis of the overall development of financing options for private housing, especially in the Czech Republic. The issue of housing solves most of us, at least once in their life. Investment in housing greatly exceeds our income, so it is necessary to the selection of type of housing, correctly decided on its method of financing itself. The statistics which are in the Czech Republic's disposal indicates that the total expenditures of Czech households, housing costs are up to 1/4. Compare the different products occurring in the Czech market, which are intended to finance housing (building savings, mortgage loans, ...). It depends on the consideration of each of us, whether we use a different funding source, such as your own saved money or loans from friends or family members.
|
|
|
The analysis of consumer loans
Šubová, Veronika ; Radová, Jarmila (advisor) ; Rajl, Jiří (referee)
The master´s thesis analyses consumer loans provided by selected bank and non-bank entities within the Czech financial market. The main objective of the thesis, as well as the subject matter of its practical part, is to analyse the offers of particular bank and non-bank consumer loan providers and compare their financial advantages on sample examples of selected consumer loans. Partial goals of theoretical part of the thesis include closer presentation of the subject-matter of consumer loans, definition of the basic concepts and brief explanation of relevant law. The thesis also incorporates the evaluation of indebtedness development of Czech households.
|
|
|
Evaluation of Consumer Loans from Non-banking Companies
REZKOVÁ, Eva
The theoretical part of this work shows a short description of basic terms used in the area of consumer loans and multi-criteria decision making methods. The practical part analyzes the market of consumer loans in Czech non-banking companies. The thesis describes selected non-banking institutions and credit products which they offer. This information is summarized in table for better clarity. The aim of the practical part is to choose an optimal consumer loan for the specific client on the basis of his requirements. For the evaluation are used two methods of multi criteria decision making. The conclusion of the thesis aims to resume the advantages and disadvantages of loans in non-banking companies and compare them with bank loans.
|
|
| |
|
| |
|
| |
|
|
The new legal legislation on the field of protection of the bank client as a consumer in the legal system of Czech Republic
Jahodová, Iva ; Půlpánová, Stanislava (advisor) ; Prokop, Martin (referee)
The diploma thesis deals with the new legal legislation on the field of protection of the bank client as a consumer in the legal system of Czech Republic and evaluation of the level set by regulation. The theses itself provides a complex view on particular areas of the protection of the consumer on the field of commercial banking, which has undergone major amendments during last years, such as consumer loans, payments, insurance claims from deposits and financial arbiter. Particular areas of the protection of the consumer are amended by the results of the researches concentrated on financial literacy of consumers, evaluation of the possible impacts on the consumer and banking institution and moreover there is outlined possible development in the stated area.
|
|
|
Frugal Mathematics in Finance
JANKŮJOVÁ, Kristýna
This work is focused on application examples from financial mathematics. And especially the percentage, simple and compound interest and consumer loans associated with the calculation of APR. Initially, in a nutshell acquainted with the history of banking in both the world and in the Czech context. This chapter aims to show how the development of banking has helped to increasing indebtedness of humanity. The methodology chapter theoretically describes methods, for use in practice on the issues. The aim of this chapter is an overview of the use of simple basic mathematical operations for computing examples from financial mathematics. The final chapter is devoted to application examples. There are solved examples, which are inspired by current information.
|
guest ::
