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The Selection of the Optimal Variant of Home and Liability insurance for Chosen Clients
 SUDEK, Lukáš
This bachelor thesis solves the issue of the selection of the optimal variant of home and liability insurance for chosen clients. This topic was chosen based on my practice in the field of insurance sector lasting for nearly three years, within which I have been working for Allianz insurance company. Following factors were determining when I decided to write about this type of insurance. Firstly, it is the fact that in present-day materially oriented time is almost every man and potential client an owner or a tenant of a property. Home and liability insurance helps to protect clients from potential damage to their property or properties of third parties. Another reason is the enormous number of products, supplementary insurances and limits of insurance benefits in which can be hard to orientate and choose an optimal variant. The products are often similar and easily comparable which is something this thesis benefits from. The aim of the thesis is the selection of the optimal variant of this type of insurance for chosen clients especially from the perspective of their individual needs, insured risks and insurance rate that is paid by the client in regular intervals. To find the optimal variant, products of four biggest insurance companies on the Czech market were objectively compared.
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