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Mortgage market in the Czech Republic
 KOUBÍKOVÁ, Karolína
The topic of this bachelor thesis is the mortgage market in the Czech Republic. The aim of this thesis is to analyse the development of the mortgage market and to compare the offers of mortgage lenders in the Czech Republic. The thesis traces the historical development of mortgage banking from its beginnings to the present day, and also characterises the current mortgage market in the country, interest rates, fees and the legislative framework. The practical part of the thesis analyses in detail four model examples, based on the offers of three mortgage lenders. These offers are compared on the basis of predefined criteria, which are the interest rate, monthly premium, one-off fees, prepayment fee and maximum amount of funds grant-ed. The comparison is made using the simple sum-of-the-ranks method. The results of the analysis will determine the best bank that provided the most advantageous mortgage loan.
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