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The Comparison of a Car Insurance in the Czech Republic
BENÁKOVÁ, Lenka
The issue of a car insurance on the Czech market is becoming more topical as the number of car owners is still growing. Every second inhabitant of the Czech Republic owns a personal car nowadays. The main purpose of this bachelor thesis is to compare insurances offered by individual insurance companies and to choose which insurance company offers an optimal option for the chosen client based on the given requirements. The optimal insurance product is reached with the aid of Multi Criteria Decision Making (MCDM) methods. The first part is dedicated to a literary research. The task of the first part is to introduce the insurance as such, the history of insurance, insurance classification, car insurance and finally, MCDM. The second part is practical. First, 6 insurance companies with the greatest share on the Czech market are defined, then a portfolio of their products is introduced as well as a model example (a specific car and clients). To determine the importance of each criterion, this part follows three methods (the ranking method, the scoring method and finally, the weighting method). Their values were afterwards averaged, so it that it would result in the most exact determination of the values. Next, the final order of single variants is established with use of weighted ranking method and weighted scoring method.
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