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Economic analysis of selected towns and villages
Hanušová, Lucie ; Homolka, Jaroslav (advisor) ; Aneta, Aneta (referee)
The thesis deals with analyssing and assessing fiscal management of two selected towns between 2011 - 2015. These autonomous regions in the east of the Czech republic, selected for fiscal management analysis, are similar in size and are situated less than 10 km from each other. These towns are called Slatiňany and Nasavrky. My work is divided into three parts - theoretical, description of the towns and analysis as well as comparison budget components.
The first theoretical part focuses on secondary data collection. These data come from technical literature and introduce the idea of local government, city accounting and composition of their budgets.
The following descriptions of Slatiňany and nasavrky present their past and the present. Information about both of the towns´ elected officials is given and the organizational structure of their town councils is also mentioned.
The practical part aims to analyse there towns´ budget revenues and expenses based on the study of their financial statements. Budget components have been analysed and differences have been pointed out. The practical part also includes a questionnaire survey which intends to research the differences in the citizens´ satisfaction with different aspects of life as well as leadership and fiscal management between both communities - i.e. citizens of Slatiňany and Nasavrky and their suggestions for changes. These were subsequently processed, and along with the author´s suggestions, were included in the suggestions for improvement of fiscal management of both towns in the final part of this work.
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Analysis of saving bank accounts and comparison of their offers on the Czech banking market
Richtrová, Lucie ; Steininger, Michal (advisor) ; Aneta, Aneta (referee)
The bachelor thesis is concerning bank accounts, mainly those which are the most favourable, from a client's point of view. The aim of this thesis is to define, compare and contrast savings accounts which are available on the financial market in the Czech Republic. As well as to acquire which are most favourable for clients. In this thesis, there will be defined terms which are directly linked to financial and banking products. Mainly, those which are linked to savings accounts. The first section of this thesis will be based upon a survey which aims at determining which banks are the most reputable in the Czech Republic, plus further information regarding the individual bank accounts of clients. Another section will compare four of the most popular Czech banks: ČSOB, ING Bank, Air Bank and Česká Spořitelna. These institutions are listed according to the following criteria: how much the client benefits from the provided services; the interest rates and further costs directly linked to bank account usage. A non-existent client was created for the purpose of determining how advantageous a savings account is for them based upon which one of the four institutions they used. From the analysis within this thesis arises the conclusion that the best savings account, as well as the most commonly used, was Air Bank.
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