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National Repository of Grey Literature 2 records found  Search took 0.01 seconds. 
Consolidated view of the indebtedness of regions in the Czech Republic
 MAŇHALOVÁ, Michaela
The aim of the thesis is to assess the state and development of indebtedness of territorial self-governing units in the Czech Republic with regard to the sustainability of public finances. The first part of this work is focused on the definition of basic terms related to this issue. The methodology contains the methods and procedures that will be used in the results section. In the result section was calculated the annual growth rate of debt of regions, the ratio of debt to average revenues or debt per capita The result section is divided into 3 parts. The first part deals with the development of debt of the regions of the Czech Republic, including contributory organizations established by them in the years 2003 - 2017. The debt of all regions of the Czech Republic is assessed together, which gives an overall view of the state and dynamics of the debt. The second part analyzes the debt of individual regions in the Czech Republic. The monitored period is 2010 - 2017. In the last part, debt consolidation occurs. Consolidated debt consists of the debt of individual regions of the Czech Republic and the debt of contributory organizations that establish the regions, as well as the debts of commercial corporations that the regions set up. Consolidated debt is assessed for 2013-2017.
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Credit cards - advantage and disadvantages
 MAŇHALOVÁ, Michaela
This work deals not only with the history of payment cards but also with their current development, fundamental concepts, appropriateness of the payment cards, their classification, security and protection. The aim of this bachelor thesis is to analyse advantages and disadvantages of credit cards. The practical part focuses on the comparison of banks´ offers. The questionnaire surveys whether the users of payment cards become conscious of the difference between credit and debit cards and if they actually know which card they own. The questionnaire also tries to find out how often and why the users use payment cards. The further point is the survey of the main advantages and disadvantages of credit cards. This thesis concerns of the development of the amount of payment, the extent of transaction and the amount of the average sum per one payment. In the end of practical part is compared offer of credit cards from different providers.
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