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Faktory ovplyvňujúce zadlženosť domácností v Českej republike a v Maďarsku
Gašparíková, Silvia
The bachelor thesis deals with indebtedness of households in the Czech Republic and Hungary. The theoretical part describes the development of household indebtedness in the Czech Republic and Hungary focusing on financial crisis followed by comparing household debt of selected countries of the European Union. Furthermore, the work deals with the description of the most often offered products as a main component of household debt. The work also includes the development of consumption and savings of households in the Czech Republic and Hungary. Finally, the literature review identifies the main determinants affecting household indebtedness. The main part is an empirical analysis of the effects of selected factors of housing loans granted to households in the Czech Republic and Hungary. Based on the summary and comparison of the results measures are suggested to households to prevent negative effects on household indebtedness, focusing on the significance of variables from the regression analyses.

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