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Specifika ocenění nemovitostí pro účely hypotéky
FOŠUM, Adam
This diploma thesis deals with the issue of property valuation for the purpose of providing a mortgage loan. The work deals with the specifics and risks that are conditional for securing a mortgage loan. The main topics also include pricing usual under the Valuation Act. The literary part of the thesis is devoted to basic concepts in real estate valuation and other aspects important for valuation. The literature was used for the elaboration and from the legislative sources mainly the new Civil Code, the Property Valuation Act, the Building Act and others. The practical part describes the conditions for securing a mortgage loan from the perspective of individual banks. Programs used to estimate and evaluate current interest rates. An estimation of the family house was prepared in the practical part.

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