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Monitoring of prevention programs and activities promoting public health by health insurance companies
VOLFOVÁ, Jana
Public health insurance system is compulsory for all people permanently living in the Czech Republic as well as for foreigners who work here. Insurance begins with the day of birth, with the day of obtaining permanent residence or if a foreigner who does not have a permanent residence in the area of Czech Republic, has become an employee here. Insurance expires with the citizen´s death, with the end of their permanent residence, or if the citizen without a permanent residence has ended their employment in the Czech Republic. Nowadays, there are seven health insurance companies that may pay different health services beyond paid health care from prevention funding, thus offer their clients a range of contributions. The aim of this thesis is to find out whether prevention programmes offered by individual health insurance companies differ, and whether using of the offered benefits for health support differs according to clients´gender and education, and whether the frequency of changing health insurance company depends on the client´s gender. I have created a non-standardized questionnaire with 18 questions to refute or confirm my hypotheses, and thus evaluate the aims of my thesis. Testing of my hypotheses happened via the chi-quadrat test, where I found out that using of the offered benefits (financial aid provided beyond public insurance for health support) differs according to gender, but does not differ according to the clients´ education. I have also found out that the frequency of changing health insurance company does not depend on the client´s gender. Comparing prevention programmes of different health insurance companies has made me conclude that benefits differ, and thus it is up to the client to decide at which health insurance company to insure themselves. Whether they follow the offered benefit spectre or the fact that the insurance company has entered a contract with their doctor.
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