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Analysis of the family budget during the whole life time
Křížková, Michaela ; Zámečník, Petr (advisor) ; Šikýř, Martin (referee)
The aim of this work is to analyze incomes and expenses of individual person and families during their life, to find appropriate opportunities for savings and investment for certain situations in life, to calculate the efficiency of investment to education, to calculate funding their own flat or house compared to living in a rented flat or house, to calculate the costs of a child, to find out when it is appropriate to insure themselves, to plan the financing for seniors. Historically averages and interest rates of mortgages, the growth of emerging markets, the average of inflation rate are used for every calculation. In conclusion, there is given a complete perspective of total income and expenses.
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