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Analysis of the housing market in selected regions of the Czech Republic and evaluation of the advantages of investment in owner-occupied housing
Tollinger, Ondřej ; Matras, Tomáš (referee) ; Kosová, Jaroslava (advisor)
Having a home is one of the most basic human needs and everyone attempts to accommodate this need as well as possible. We consequently decide what approach is most advantageous for our needs - whether to rent a home or whether to buy and own one. If we decide owning a home is the right option, we then have to decide, how to go about purchasing it. Not everyone can afford paying for a property upfront in cash and at that is when banks come into play, lending us money to buy property. This paper focuses on whether having a mortgage is the correct strategy for acquiring a home. This will vary individual to individual based on his or her life goals and other factors. Generally, it can be said that purchasing a home using a mortgage can be advantageous, but the difference between renting and buying on a mortgage might not be that significant. Renting a home does have its own specific advantages, and when one's financial plans are managed correctly, it can be a better option for accomplishing financial independence.
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Methods of Real Estate Valuation in Italy with a Focus on Apartment-type Real Estate
Mammetti, Jitka ; Weigel, Lubomír (referee) ; Klika, Pavel (advisor)
This Master´s thesis is engaged in the property valuation in Italy. In particular, summarizes the most common method of market valuation property type apartment. There are explained basic valuation methods and thein use in actual practice. The Master´s thesis also described the current situation of the Italian property market. This Master´s thesis also offers the possibility of using some of the knowledges of the property valuation in Italy for the property valuation in the Czech Republic. The main target of the Master´s thesis is the description of methods and procedures for property valuation used in Italy. Mentioned knowledges are applied on the current apartment valuation at the end of this Master´s thesis.
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Analysis of the housing market in selected regions of the Czech Republic and evaluation of the advantages of investment in owner-occupied housing
Tollinger, Ondřej ; Matras, Tomáš (referee) ; Kosová, Jaroslava (advisor)
Having a home is one of the most basic human needs and everyone attempts to accommodate this need as well as possible. We consequently decide what approach is most advantageous for our needs - whether to rent a home or whether to buy and own one. If we decide owning a home is the right option, we then have to decide, how to go about purchasing it. Not everyone can afford paying for a property upfront in cash and at that is when banks come into play, lending us money to buy property. This paper focuses on whether having a mortgage is the correct strategy for acquiring a home. This will vary individual to individual based on his or her life goals and other factors. Generally, it can be said that purchasing a home using a mortgage can be advantageous, but the difference between renting and buying on a mortgage might not be that significant. Renting a home does have its own specific advantages, and when one's financial plans are managed correctly, it can be a better option for accomplishing financial independence.
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Methods of Real Estate Valuation in Italy with a Focus on Apartment-type Real Estate
Mammetti, Jitka ; Weigel, Lubomír (referee) ; Klika, Pavel (advisor)
This Master´s thesis is engaged in the property valuation in Italy. In particular, summarizes the most common method of market valuation property type apartment. There are explained basic valuation methods and thein use in actual practice. The Master´s thesis also described the current situation of the Italian property market. This Master´s thesis also offers the possibility of using some of the knowledges of the property valuation in Italy for the property valuation in the Czech Republic. The main target of the Master´s thesis is the description of methods and procedures for property valuation used in Italy. Mentioned knowledges are applied on the current apartment valuation at the end of this Master´s thesis.
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