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Comparison of the Czech and Canadian Automobile Insurance System
Kučera, Michal ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The thesis compares automobile insurance system in the Czech Republic with that of the province of Alberta, Canada. Automobile insurance system represents the framework consisting of third party liability coverage and first party coverages regardless of how many policies in total it is required to arrange. The first part of the thesis introduces the readers into automobile insurance system in the Czech Republic, the second part deals with the system being in existence in Alberta, Canada. The primary conclusion coming out of the thesis is the definition and explanation of the distinctions between the two systems, the consideration of implementing some components of the Canadian system into the Czech system (and conversely) is discussed afterwards.
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Insurance of amateur and professional sportsmen in the Czech Republic
ZIMOVÁ, Eliška
The main aim is to get information about supply and demand of insurance products for sportsmen in the Czech Republic. The work consists of four parts. In the first one I have described basic facts about insurance. In the second part I have made an analysis of products offered in the chosen insurance company in the Czech Republic. The next part has used a questionnaire for asking sportsmen about their experience with insurance. And in the fourth one I have compared obtained data.
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Pharmacy accounting and the impact of regulatory fees on the running of small companies
BOBKOVÁ, Martina
Sales of pharmaceuticals in today's consumer society is very widespread. Pharmacies must be able to satisfy all types of customers, and must manage that they are always well stocked and ready for any demand. In the last two years is operation of pharmacies significantly affected by the introduction of regulatory fees. Actual enactment of the fees would certainly not attracted so much attention. The main problem is the payment of regulatory fees by regional pharmacies, which are subsidized by region. Private pharmacies can not compete that conduct and they are facing a difficult competitive position. In the theoretical part I was dealing with explanations of accounting terms definition relating to pharmacy accounting, as well as accounting itself. I described standard accounting practices. I mentioned a ways to calculate the Company's liquidity and stock turnover, and what these indicators reflect. Then I tried to describe the issue of regulatory fees. In the practical part I have analyzed the complex pharmacy accounting. I described the various ways and methods of accounting for fixed assets, stocks, short-term investments, clearing relationships, and use the account of an individual entrepreneur. My main goal was to capture the specifics which appear in the pharmacy accounting. These specifics related to particular stocks. As a partial target I've done calculations showing the liquidity of the pharmacy and stock turnover. These indicators I subsequently evaluated in the tables and I tried to analyze other factors that affect liquidity and stock turnover. In the next target I analyzed the financial impact of the regulatory fees payment on other private pharmacies. I tried to retrace the events that occurred in the Czech judiciary which were related to the disputes of private pharmacies and regions in the issue of these fees.
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Accounting of chemist
BOBKOVÁ, Martina
Pharmaceuticals retail is in current consumer society highly spread. Chemists have to possess large quantity of assortment. The main target of my work was identify how large quantity of drug assortment affects accounting of accounting entity and also overall liquidity of a pharmacy. In the teoretical part I was dealing with determination of stock definition and stores accounts. I described standard process of supply acounting and certain specifics, which can be link up with stock. I stated methods of solidity calculation and stock turnovers and meanings of these indicators. In the practical part I analyzed the real stock accounting in the pharmacy. I described individual stages of stock taking, which are related with stock and evaluated stocktaking differences. Than I was dealing with stock pricing methods and supplies, which are influencing purchase prices of individual goods. I tried to highlight specifics which are linked up with drugs such as selling price setting according to VZP codebooks. In the end I calculated pharmacy liquidity and stock turnovers. I interpreted my results at tables and than I tried to analyze others factors which are influencing liquidity and stock turnovers.
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An analysis of the insurance market in France
Chaloupková, Jana ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The title of my bachelor thesis is "An analysis of the insurance market in France". The thesis tries to describe the development of insurance market, how it works in economical conditions in this country. Also it describes the economical crisis which affected a whole Europe including France. This crisis did not have such a big influence in the system of insurance; this was the cause of the investment politics which French insurance companies realize. Thereinafter there is a description of the function in French insurance market with the life and non-life branches of the insurance. This thesis also describes some insurance institutions which we can find in France; there is a detailed analysis of the insurance group AXA which has a seat also in the Czech Republic. One of the most important part of this thesis is in chapter five where we can find a description of a topic bancassurance which was created in France and it is here still very important distribution channel for life insurance. At the conclusion there is a description of the possible perspective on a future development of this insurance market with regard to economical conditions and a state influence.
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Analysis of developments in the Czech insurance market
Pátková, Monika ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
The goal of this paper was to analyze the value of Czech insurance market in recent years in relation to factors which it operates. The first chapter focuses on general characteristics of the insurance market. This chapter mainly deals with the specific parameters of the insurance market. Another chapter focuses on the breakdown of the insurance market. Here I was more focused on life and non-life insurance. Both mention the general characteristics, insurance products and comparison with the EU. Another point on which to work refers to the entities of the insurance market. This chapter is divided into 2 parts. The first part deals with insurance companies, which are evaluated from different perspectives. The second part is devoted to insurance brokers who are an important part in offering insurance products. The last part focuses briefly on the regulation of the insurance market after EU accession. This part is rather devoted to EU directives. At the end are added two brief chapters. The first is the stock of joining the EU in terms of insurance. The second chapter summarizes the development of insurance market.
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The analysis of Slovakia´s life insurance market
Balážová, Martina ; Radová, Jarmila (advisor)
This thesis is aimed at the development and current situation on Slovakia's life insurance market. The first part discusses the impact and the structure of life insurance in general. It focusues on describing and comparing elements, which are typical for insurance, as well as its intermediares. The second part analyses public opinion on the question of life insurance. It shows the level of people's knowledge and awareness of this topic. It also provides insight into their need to take out this kind of insurance and what the main reason leading to this is. Views on providers and the importance of the overall life insurance market are summarized within a wide range of respondents, differing in age, gender and level of education.
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Managing financial risks in an insurence company
Čech, Tomáš ; Marek, Luboš (advisor) ; Branda, Martin (referee)
The graduation thesis addresses the problems of managing and measuring of financial risks in activities of insurance companies. The first chapter handles the definitions of the financial risk and it classification. The second chapter defines a random variable returns of measure of financial assets. Sets up formulas of the return measure and also focuses on problem of time aggregation. The third chapter theoretically describes methodology of value at risk as the most widely used method for measuring and managing risk by insurance companies and regulatory authority. The fourth chapter contains an empirical study from practice which compares the two basic method of computing value at risk. The fifth chapter is the main part of the graduation thesis and focuses on verifying of the model and his imperfections. It verifies also achievements of initial assumptions. The sixth chapter targets on possibilities of extension value at risk method by liquidity risk incorporation.
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The development of insurance after revolution in the Czech republic
Suchánková, Veronika ; Daňhel, Jaroslav (advisor)
This thesis is focused on the development of the system of insurance after revolution in the Czech republic. The period contains last twenty years, from the velvet revolution in 1989, over the decomposition of the Czechoslovakia, break the century, joining the Europian Union till presence. The thesis covers the concepts and definitions of the insurance market, modern trends, statistics and legislative changes in the whole period.
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