National Repository of Grey Literature 268 records found  1 - 10nextend  jump to record: Search took 0.01 seconds. 
Comparation of a consument loans on Czech market
Needs of people are still increasing and with that is evenly increasing need of financial possibilities. I chose this theme for my diploma because it is present topic and it is affecting all areas of Czech Republic. Goal of my bachelor's diploma "Comparison of consumer's loan on Czech market" was mainly analysis of situation at market of consumer's loan and comparison of non-purpose consumer's loans offered by financial institutions at Czech market. This goal led me to determination of which banks offers the most favorable loans. Theory part of my diploma is mainly focused on characterizing basic terms of this theme and categories of consumer's loans. Then the term of compound interest, types of compounds interests and their calculations of compound interests are according to formulas. Practical part of my diploma is occupied with analysis of current condition at financial institution market. For this work I chose 5 institutions offering loan services and then I chose products of those institutions based on the similarities of terms for granting and drawing loans. To accomplish the goal is important to know theoretical knowledge of consumer's loans and current state of drawings consumer's loans, that are offered by financial institutions to Czech people. A main criterion for the comparison of loans was rate of compound interest due to duration of repayment of consumer's loan. I decided to add multi-criteria comparison by method of order. It compared chosen consumer's loans according to rating criteria like APR, compound interest, high of repayments monthly, total number of repaid amount and fee for early repayments. In the end conclusion is shown as implementation of results. In what order those chosen financial institutions are placed and how favorable is any of those loans for consumer.
Valuation of Real Estate with Residential and Non-residential Premises
PÁLKOVÁ, Markéta
This bachelor thesis is entitled "Valuation of real estate with residential and non-residential premises" The main aim of these thesis is to sum up the issue of real estate valuation. Real estate valuation serves for obtaining the price or value of a property for various purposes. The basis for valuation is gathering of information about the property market that is the subject to valuation and its correct analysis. The real estate price is influenced by the age of the building, historical value, the location, security aspects, employment opportunities, the traffic accessibility, parking, etc., The most important factor that influences the price is the supply and the demand for real estate. There are three methods of real estate valuation: market method, income method and cost method. Thanks to this bachelor thesis I could use and apply my knowledge, gained both during my studies and from literature in the practical part of this thesis.
Financial resources for the purchase of real estate from the investor's point of view
Štěrbová, Nikol ; Krejza, Zdeněk (referee) ; Vítková, Eva (advisor)
This diploma thesis focuses on the assessment of financial resources for the acquisition of real estate. Specifically, the thesis deals with the issue of purchasing an apartment using a mortgage loan. In this case, the investor is a young married couple. The diploma thesis consists of two parts. The theoretical part deals with housing, the real estate market, real estate valuation and real estate financing sources in its chapters. The practical part primarily focuses on the choice of the banking institution, which will provide the couple with a mortgage loan, and also the banking institutions, which will provide the consumer with a consumer credit for financing the remaining necessary amount of the flat price.
The value of money and financial literacy through the eyes of high school students
The bachelor thesis deals with the level of financial literacy of pupils of selected schools in secondary education. The aim is to determine the pupil's success rate in the questionnaire survey on financial education and, where appropriate, the readiness of pupils to make decisions in the life situation. The bachelor thesis consists of a theoretical part describing the theoretical basis in the field of financial education. Here is explained the concept of financial literacy and the way of implementation of financial literacy in secondary schools. The practical part contains research questions, quantitative research is carried out and evaluated in the form of questionnaire survey among pupils of secondary schools from the South Bohemian Region. Finally, recommended exercises or personal recommendations are included.
Business plan and the possibilities of its expansion
VOLF, Tomáš
The aim of this work was to compare different offers and for a few cases to compute the value of the APR for several types of loans. I made calculations for the loan from building savings, bridging loan, secured loan and two types of mortgages. At the end of my work, the results are processed, assessed and according to the value of the APR is determined the order of the individual types of loans. The aim is to ensure better awareness, greater insight of the financial market and at the same time to help with deciding in what situation what kind of loan to apply.
The Comparison of Selected Savings Products
PROKEŠ, Štěpán
The topic of the bachelor thesis is focused on the issue of saving money. The thesis examines the saving tools based on the risk of loss of resources, availability and relative appreciation of invested money. An important role is represented by inflation that increases the price level of goods and services over time. The areas of research are used in the final comparison of tools in the sample and partial practical examples. The primary aim of the thesis is to compare the saving tools with respect to the duration of the saving and the risks associated with it.
Development of the interest rate to finance the construction of the house
Jonášová, Eliška ; Vítková, Eva (referee) ; Vaňková, Lucie (advisor)
The final thesis is focused on type selection housing, financing this investment and suitability of the proposed. The interest rates on products that are used to invest in this activity are monitored. Interest rate developments are related to HDP development Czech republic.
The Way of Financing the Construction of a House from the Investor's Perspective
Blažková, Klára ; Vaňková, Lucie (referee) ; Vítková, Eva (advisor)
The main subject of diploma thesis is definition and description of different possibilities of financing the construction of family house, then processing and evaluation of variants offered by selected bank companies in the Czech Republic. In the theoretical part, there are basic knowledge about given issue, which are further applied in the practical part. The practical part deals with the comparison of various financing and selection of the most suitable ones according to selected criteria.
The Effectiveness of the Federal Reserve's Monetary Policy under the Zero Lower Bound
Petrásek, Lukáš ; Horváth, Roman (advisor) ; Šopov, Boril (referee)
This thesis investigates the effectiveness of Federal Reserve's monetary policy under the zero lower bound. It estimates the impacts on interest rates due to surprising components of macroeconomic news. To obtain those surprise components, data on the actual and expected announced values of those news are used. The results support the findings in existing literature that the shorter- term interest rates were constrained by the zero lower bound, but the longer- term interest rates remained unconstrained. The conclusion is that to the extend that the Fed is able to affect those longer-term yields, its monetary policy effectiveness was essentially unaffected by the presence of the zero lower bound. JEL Classification E43, E52, E58 Keywords monetary policy, zero lower bound, interest rates, macroeconomic news Author's e-mail Supervisor's e-mail
Global Economic Outlook - September 2017
Česká národní banka
The September issue of Global Economic Outlook presents the regular monthly overview of recent and expected developments in selected territories, focusing on key economic variables: inflation, GDP growth, leading indicators, interest rates, exchange rates and commodity prices. In this issue, we also look at the real exchange rate phenomenon from the perspective of what it tells us about EU countries. The real exchange rate reflects movements in both the nominal exchange rate and relative price levels. This means it can be used, for example, to assess a country’s convergence efforts (towards the core euro area countries), to discuss the central bank’s effect on the distribution of real appreciation (between the nominal exchange rate and the inflation differential channels) and to track the external competitiveness of an EU economy, and hence also the euro area. This is the line followed by our article, which examines the period from the establishment of the euro area in 1999 to the present.
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