National Repository of Grey Literature 217 records found  1 - 10nextend  jump to record: Search took 0.01 seconds. 
The impact of mobile phone technology on Africa
Kendík, Martin ; Kotásek, Miroslav (referee) ; Sedláček, Pavel (advisor)
Tato bakalářská práce se zabývá vlivem mobilních technologií na Afriku. Cílem této práce je stanovit nejvlivnější technologie a jejich dopad na Afriku. První část této semestrální práce je zaměřena na samotné mobilní technologie. V kapitole, která se zaměřuje na mobilní telefony budou také popsány aplikace pro smartphony, které se podílejí na dopadu na Afriku. V druhé části bude určen dopad na společnost ve dvou částech sestávající z dvou částí, a to dopad na vzdělávání a zdraví, kde budou určeny různé aspekty každého dopadu. Ve třetí části bude popsán dopad na ekonomii a bankovnictví.
PSD2: The Implications for Banking and the Fintech Industry
Dolenský, Ondřej ; Kunertová, Tereza (advisor) ; Svobodová, Magdaléna (referee)
(EN) The main aim of this diploma thesis is to critically assess the implications of the revised Directive on Payment Services (PSD2) for Banking and the Fintech Industry. In order to do so, the thesis firstly focuses on the current banking system together with the recent problems associated with the Global financial crisis of 2007-2008, which have given rise to substantial changes of the regulation of banking system at the EU level. Subsequently, the thesis compares the banking system with the rising financial technology (Fintech) industry and provides an overview of this industry together with regulation thereof. The provided overview of Banking and the Fintech Industry is followed by the analysis of the original Directive on Payment Services (PSD) and the PSD2, which also includes relevant case-law of the CJEU. Finally, the last part of the thesis assesses the possible implications of the PSD2, while it takes into account other relevant factors that may affect the potential development of the Fintech Industry. From the respective analysis it becomes apparent that the regulation of the banking system at the EU level has been strengthened in response to the Global financial crisis given that the insufficient regulation of banking was one of the main causes of the Global financial crisis....
Analysis of transactional client behavior after the introduction of contactless cards
Hozdová, Kateřina ; Komárková, Lenka (advisor) ; Přibyl, Vladimír (referee)
The aim of the diploma thesis is to find out how the client's transactional behavior changed after the introduction of the contactless card. The thesis presents a theoretical basis for understanding the topic of banking and payment cards, its legal regulations and history. The transaction data for the monitored period are obtained for analysis. This data is cleared of influences that distort the findings. Then, using descriptive statistics of time series, the development of these data is monitored. The thesis presents interviews about transaction behavior of individual persons according to client typology. The work resulted in transactional behavior of clients being affected by the introduction of contactless cards, by making more frequent payments at lower amounts than in contact cards.
Analysis of the impact of Retail bank’s price-setting policy change
Lehocký, Dominik ; Zouhar, Jan (advisor) ; Dlouhá, Zuzana (referee)
The environment of low interest rates results in a sharp competition in the banking industry. To stay competitive, banks must be able to respond to rival offers practically immediately. For this purpose, so-called price exceptions are being used. Their use, however, results in a large amount of administrative burden. To alleviate this administrative burden, the bankers were given some competencies regarding pricing. There is a concern, however that this change may be accepted as a flat-rate price cut. It is for this reason that it is necessary to analyse on real data how this change in the internal policy of Retail Bank is manifested. The problem, however, is that there are several factors that cannot always be recorded in the process of data collection. This is precisely why this analysis estimates the impact of new competences using multilevel models. These allow for a certain form of variability for specific groups of observations and consider the presence of unattended factors.
Stress tests conducted by Czech National Bank and market risk modelling in big Czech banks
Fedynets, Yuriy ; Šedivý, Jan (advisor) ; Dvořák, Michal (referee)
This bachelor thesis deals with bank stress testing practices and risk modelling, risk measurement and risk management in banking sector. The theoretical part is focused on definition and description of different types of market risk, models and instruments used for their measurement, regulation, explanation of the nature of stress tests and their further classification. Output of the practical part includes analysis of stress tests conducted by Czech National Bank in recent years and their comparison with reality, replication of VaR calculation of the foreign exchange instruments of the real banking portfolio and measurement of the impact of the adverse market events on the banks financial situation.
Impact of bitcoin and blockchain technology on the financial services sector
Halačka, Karel ; Rajl, Jiří (advisor) ; Plíva, Rostislav (referee)
The subject of this bachelor thesis is the impact of bitcoin and blockchain technology on the sector of financial services. The aim of the thesis is to identify the impact and consequences arising from deployment of blockchain in the sectors of banking, insurance and capital markets. At the beginning, the basic concepts associated with bitcoins and blockchain are explained. Followed by the first part which is dedicated to theoretical bases of bitcoin and blockchain. The other sections are already dealing with specific cases of blockchain use in the above-mentioned sectors, while trying to outline the implications that the deployment of this technology are related to. At the very end is a comprehensive SWOT analysis of the blockchain in the context of the financial services sector.
Innovative trends in the Czech banking industry in comparison with the foreign banking markets
Řežábek, Jakub ; Stříteský, Václav (advisor) ; Urban, Robin (referee)
This thesis concerns comparison of contemporary banking trends in the area of innovation in the Czech Republic and in other countries. It describes current perception of innovation in general but also shows current world trends in this area. The thesis is focused on evaluation of the situation of Czech banking market and its comparison with foreign countries in the field of innovation. Apart from this comparison, the Czech competitive environment of four selected banks is evaluated in the thesis. Also, the behaviour of bank's customers with focus on their preferences in communication with banks is analysed. The thesis also contains example of innovation process including some specific innovative concepts. The benefits of the thesis are evaluation of the innovative potential of the Czech banking market and recommendation for banks, to which communication channel they should focus their efforts in the future.
Mortgage market development in the Czech Republic
Polívková, Eva ; Blahová, Naďa (advisor) ; Brada, Jaroslav (referee)
This thesis deals with mortgage market development in the Czech Republic and the factors that affect volume of provided mortgage loans. The main goal of this thesis is to evaluate the influence of each indicator using time series regression analysis during the period between the years 2003-2016. The main data sources used in the analysis are the Czech statistical office, Czech National Bank and the Ministry of Regional Development. This thesis is divided into four chapters. The first chapter defines mortgage loans and mortgage bonds, their characteristics and categories. The second chapter states brief description of current mortgage market development in the Czech Republic, legislative changes and the state mortgage financial assistance. The third chapter discusses the potential macroeconomic indicators that influence the volume of provided mortgage loans and in the last chapter, these indicators are verified by multiple regression models, namely using the Autoregresive distributed lag model.

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