National Repository of Grey Literature 216 records found  1 - 10nextend  jump to record: Search took 0.01 seconds. 
Macroeconomic factors of bank profitability in the EU
Lukášková, Karolína ; Kuc, Matěj (advisor) ; Teplý, Petr (referee)
This thesis focuses on a sample of banks operating in the European Union during 2010-2017. Using econometric analysis, the impact of government spending was examined as well as fiscal freedom and monetary freedom on bank profitability. The GMM system method was employed as the main instrument of empirical analysis and data from analysis was obtained from the BankScope database and from The Heritage Foundation. The results of the analysis show a significant negative impact from government spending and monetary freedom on the bank's profitability. However, the impact of fiscal freedom is insignificant.
Využití metod vícekriteriálního hodnocení variant ke komparaci podnikatelských úvěrů
DVOŘÁK, Tomáš
Many entrepreneurs and companies use loans to cover their business needs. Usually it is difficult to choose the best offer. The possible solution is the utilization of methods of multiple-criteria decision-making, which make the decision process easier. The goal of this thesis is to describe these methods and use them practically to choose the best loan offer. It was found out that most of the companies do not use these methods. The results are usually significantly affected by the criterion which was the most preferred. For the most of the companies the offer made by MONETA Money Bank, a.s. was the most favourable.
The impact of mobile phone technology on Africa
Kendík, Martin ; Kotásek, Miroslav (referee) ; Sedláček, Pavel (advisor)
Tato bakalářská práce se zabývá vlivem mobilních technologií na Afriku. Cílem této práce je stanovit nejvlivnější technologie a jejich dopad na Afriku. První část této semestrální práce je zaměřena na samotné mobilní technologie. V kapitole, která se zaměřuje na mobilní telefony budou také popsány aplikace pro smartphony, které se podílejí na dopadu na Afriku. V druhé části bude určen dopad na společnost ve dvou částech sestávající z dvou částí, a to dopad na vzdělávání a zdraví, kde budou určeny různé aspekty každého dopadu. Ve třetí části bude popsán dopad na ekonomii a bankovnictví.
PSD2: The Implications for Banking and the Fintech Industry
Dolenský, Ondřej ; Kunertová, Tereza (advisor) ; Svobodová, Magdaléna (referee)
(EN) The main aim of this diploma thesis is to critically assess the implications of the revised Directive on Payment Services (PSD2) for Banking and the Fintech Industry. In order to do so, the thesis firstly focuses on the current banking system together with the recent problems associated with the Global financial crisis of 2007-2008, which have given rise to substantial changes of the regulation of banking system at the EU level. Subsequently, the thesis compares the banking system with the rising financial technology (Fintech) industry and provides an overview of this industry together with regulation thereof. The provided overview of Banking and the Fintech Industry is followed by the analysis of the original Directive on Payment Services (PSD) and the PSD2, which also includes relevant case-law of the CJEU. Finally, the last part of the thesis assesses the possible implications of the PSD2, while it takes into account other relevant factors that may affect the potential development of the Fintech Industry. From the respective analysis it becomes apparent that the regulation of the banking system at the EU level has been strengthened in response to the Global financial crisis given that the insufficient regulation of banking was one of the main causes of the Global financial crisis....
Analysis of transactional client behavior after the introduction of contactless cards
Hozdová, Kateřina ; Komárková, Lenka (advisor) ; Přibyl, Vladimír (referee)
The aim of the diploma thesis is to find out how the client's transactional behavior changed after the introduction of the contactless card. The thesis presents a theoretical basis for understanding the topic of banking and payment cards, its legal regulations and history. The transaction data for the monitored period are obtained for analysis. This data is cleared of influences that distort the findings. Then, using descriptive statistics of time series, the development of these data is monitored. The thesis presents interviews about transaction behavior of individual persons according to client typology. The work resulted in transactional behavior of clients being affected by the introduction of contactless cards, by making more frequent payments at lower amounts than in contact cards.
Analysis of the impact of Retail bank’s price-setting policy change
Lehocký, Dominik ; Zouhar, Jan (advisor) ; Dlouhá, Zuzana (referee)
The environment of low interest rates results in a sharp competition in the banking industry. To stay competitive, banks must be able to respond to rival offers practically immediately. For this purpose, so-called price exceptions are being used. Their use, however, results in a large amount of administrative burden. To alleviate this administrative burden, the bankers were given some competencies regarding pricing. There is a concern, however that this change may be accepted as a flat-rate price cut. It is for this reason that it is necessary to analyse on real data how this change in the internal policy of Retail Bank is manifested. The problem, however, is that there are several factors that cannot always be recorded in the process of data collection. This is precisely why this analysis estimates the impact of new competences using multilevel models. These allow for a certain form of variability for specific groups of observations and consider the presence of unattended factors.
Stress tests conducted by Czech National Bank and market risk modelling in big Czech banks
Fedynets, Yuriy ; Šedivý, Jan (advisor) ; Dvořák, Michal (referee)
This bachelor thesis deals with bank stress testing practices and risk modelling, risk measurement and risk management in banking sector. The theoretical part is focused on definition and description of different types of market risk, models and instruments used for their measurement, regulation, explanation of the nature of stress tests and their further classification. Output of the practical part includes analysis of stress tests conducted by Czech National Bank in recent years and their comparison with reality, replication of VaR calculation of the foreign exchange instruments of the real banking portfolio and measurement of the impact of the adverse market events on the banks financial situation.
Impact of bitcoin and blockchain technology on the financial services sector
Halačka, Karel ; Rajl, Jiří (advisor) ; Plíva, Rostislav (referee)
The subject of this bachelor thesis is the impact of bitcoin and blockchain technology on the sector of financial services. The aim of the thesis is to identify the impact and consequences arising from deployment of blockchain in the sectors of banking, insurance and capital markets. At the beginning, the basic concepts associated with bitcoins and blockchain are explained. Followed by the first part which is dedicated to theoretical bases of bitcoin and blockchain. The other sections are already dealing with specific cases of blockchain use in the above-mentioned sectors, while trying to outline the implications that the deployment of this technology are related to. At the very end is a comprehensive SWOT analysis of the blockchain in the context of the financial services sector.

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